3246: [Part 1] The Five Biggest Millionaire Regrets by ESI on How to Build Wealth and Investing Advice

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily LLC

Investing, Business, Education, Self-improvement

4.4 • 1.3K Ratings

🗓️ 13 August 2025

⏱️ 10 minutes

🔗️ Recording | iTunes | RSS

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Summary

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3246: ESI shares powerful lessons from high-net-worth individuals who look back and wish they had taken smarter steps earlier in life. From missed savings windows to passed-over career opportunities, these millionaire regrets offer a rare and honest blueprint for building wealth and avoiding common pitfalls that even the affluent aren’t immune to. Read along with the original article(s) here: https://esimoney.com/the-five-biggest-millionaire-regrets/ Quotes to ponder: "I would have saved more as soon as I graduated from college, and I would have invested entirely in index funds." "Time is the most important thing in the context of money, and I lost or blew 10 years of time and money." "I should have been more open to changing jobs rather than being loyal to companies that didn’t return the loyalty." Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:23.3	like you sign up for your one dollar a month trial at shopify dot com slash setup this is optimal
0:31.8	finance daily the five biggest millionaire regrets part one by ESI of EsiMoney.com.
0:40.8	Quote, regrets, I've had a few, but then again, too few to mention.
0:46.7	Frank Sinatra
0:47.5	Wealthy people have no regrets, right?
0:51.7	Ha, that's often the perception, that because someone has amassed a large
0:56.3	net worth, life must have been, and will be, a bed of roses. Uh, no. If you thought wealth made life
1:04.2	all rainbows and butterflies, this post might be a shocker. Today, I want to share the biggest
1:09.6	regrets millionaires have. In my millionaire
1:12.5	interviews, I asked them if they could go back and do it all over again, what they would do
1:17.2	differently. Today, we have their responses summarized into the top five millionaire regrets.
1:24.2	Just to note, this post is similar to the millionaire mistakes we've covered in the past.
1:29.7	The difference is that these mistakes are things millionaires did and wish they hadn't done.
1:34.7	This post will list things millionaires didn't do and wish they had.
1:39.6	As I've done in other millionaire updates, I'll let them explain in their own words and add my thoughts
1:44.8	after each point. Let's get started. Number one, save more earlier. By far, this is the most
1:54.0	frequent response. Millionaires wish they had saved more money earlier in life. Here's what they
1:59.7	had to say on this subject.
2:01.9	Millionaire 40. Quote, I would have saved more as soon as I graduated from college and I would
2:08.0	have invested entirely in index funds. Additionally, I would have purchased a duplex or quad to
2:14.6	initially live in which would have become a solid long-term investment, end quote.
	...

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