3245: There’s No Best Way to Invest AND You May Need to Save Only Half as Much Money for Retirement by Chris Reining

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily LLC

Investing, Business, Education, Self-improvement

4.4 • 1.3K Ratings

🗓️ 12 August 2025

⏱️ 12 minutes

🔗️ Recording | iTunes | RSS

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Summary

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3245: Chris Reining unpacks the paradoxes of investing and life, showing how seemingly contradictory advice can both hold truth depending on context. He urges listeners to move beyond black-and-white thinking, embrace nuance, and make intentional choices, whether in managing investments or living authentically. Read along with the original article(s) here: https://chrisreining.com/best-way/ & https://chrisreining.com/save-half/ Quotes to ponder: “There is no best answer. Each choice comes with its own set of benefits and drawbacks.” “Nothing in life is so black and white.” “Small amounts multiplied over 40 years always become big amounts at the end.” Episode references: The Power of Compounding: https://www.investopedia.com/terms/c/compounding.asp Vanguard Total Stock Market Index Fund (VTSAX): https://investor.vanguard.com/investment-products/mutual-funds/profile/vtsax Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Hey, it's Justin from Optimal Living Daily. Before we start, I want to share a super powerful practice I use called
0:05.7	NSDR, or non-sleep, deep rest. In just about 10 minutes or so, this yoga nidra practice
0:11.6	leaves you feeling as refreshed as after a nap without actually sleeping. Experience it for yourself
0:18.5	on our guided podcast. Search NSDR and look for the one from Optimal Living Daily.
0:25.4	Have you ever noticed how a calm mind can really set the stage for a good night's sleep?
0:30.8	That's the idea behind our new podcast, Good Sleep. Greg, our host from Optimal Relationships Daily,
0:39.5	is here to help ease you into a peaceful night's rest with some positive affirmations. And these affirmations aren't just comforting.
0:45.6	They can help ease anxiety and nurture positive thoughts, setting you up for true good sleep.
0:52.2	So press play on good sleep tonight, because a good tomorrow starts with a good night good sleep. So press play on good sleep tonight because a good tomorrow starts with a good
0:57.2	night sleep. Just search for good sleep in your podcast app and be sure to pick the one from
1:03.1	Optimal Living Daily. This is Optimal Finance Daily. Why there's no best way to Invest by Chris Rining of chrisrining.com.
1:15.1	It's Sunday morning, and every Sunday morning, I walked down the street to this meditation center to sit and meditate for an hour.
1:23.4	You might remember that time I went to a 10-day silent meditation retreat.
1:28.1	When I got back, I was meditating two hours every day because that's what the instructor
1:33.1	told us to do.
1:34.7	Well, you can probably guess that meditating for two hours a day doesn't last very long unless
1:40.2	you're some monk living up in the mountains.
1:43.0	In the real world, two hours turns into one
1:45.9	hour, and one hour turns into 30 minutes. Luckily, the 30 minutes stuck, but I like to stretch
1:52.8	it to an hour on Sundays. Anyways, at this center, there is always an umse, a timekeeper who rings a gong every 30 minutes the gong lets you know that it's
2:04.4	time to stand and do five minutes of walking meditation so last sunday the umzai rings the gong
2:11.6	everyone gets up and starts walking the perimeter of the room five minutes comes comes and goes, and we're still walking.
	...

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