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Optimal Finance Daily - Financial Independence and Money Advice

3247: [Part 2] The Five Biggest Millionaire Regrets by ESI on Financial Freedom and Building Wealth

Optimal Finance Daily - Financial Independence and Money Advice

Optimal Living Daily LLC

Investing, Business, Education, Self-improvement

4.41.3K Ratings

🗓️ 14 August 2025

⏱️ 11 minutes

🧾️ Download transcript

Summary

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3247: Many millionaires regret not diving into real estate investing earlier, missing out on cash flow, appreciation, and financial freedom. ESI highlights how a delayed financial education and lack of work-life balance often lead to deeper personal and monetary consequences, lessons that offer valuable foresight for anyone building wealth. Read along with the original article(s) here: https://esimoney.com/the-five-biggest-millionaire-regrets/ Quotes to ponder: "I regret not getting into the housing market in San Francisco. I could have purchased something to live in back in 2010 when I moved here." "I would have studied personal finance more and not hired a financial advisor." "My work/life balance in my 30’s is one of the reasons my first marriage didn’t work out." Episode references: John Bogle’s writings (Bogleheads Guide to Investing): https://www.amazon.com/Bogleheads-Guide-Investing-Taylor-Larimore/dp/1118921283 The Millionaire Next Door: https://www.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474 Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

I've ruled out uni because I want to live at home.

0:02.0

I've ruled out uni because I want to earn money.

0:05.0

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0:10.0

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1:00.4

This is Optimal Finance Daily.

1:03.2

The Five Biggest Millionaire Regrets, Part 2 by ESI of ESIMoney.com.

1:10.9

Number three, missing out on real estate investing.

1:15.1

Since we've covered earn and save so far,

1:18.1

why not round out the group and talk about investing regrets?

1:22.2

Does anyone else find it interesting that the top three areas

1:25.3

where millionaires have the most regrets

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