Hello, Winebbers. My name is Jesse Meekam. This is podcast number 320 for Wineab,

where we teach you four rules to help you stop living paycheck to paycheck get out of debt and save more money.

My question for you today is where, oh where has the zero gone? And I ask that because somewhere along the way in the

history of credit and the history of economics and the history of something.

I don't know if it was in the 60s I think Diners Club

came out first but with the advent of credit and credit's been around forever but I

mean easy credit technology plus credit, the internet, all that coming together has made it very, very easy for

us to not ever even worry about the number zero.

And so I'm not talking about zeros at the end of numbers that are in your bank account either.

Unfortunately I'm talking about zero standing by itself meaning all gone,

meaning the money's not there.

Meaning you have zero dollars.

You have no resources.

It's over until new money comes in.

That concept of zero is it's essentially been just

thrown out the window. People start school and they have zero dollars to pay for tuition and they just keep going to school.

They have zero dollars to pay for a car. They just buy a car. They have zero dollars to pay for really

fancy shoes. So they just they walk out with the shoes.

It's crazy when you think about it. You have zero dollars to take all your kids at Disneyland

and yet you went to Disneyland.

It's like, ah, we don't have that much money. Well, I mean, gosh, who cares? You just blow

right past zero. So we deal a lot with the numbers on both sides of zero.

...