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The Jesse Mecham Show

318 - Ever the Optimizer

The Jesse Mecham Show

YNAB

Kids & Family, Education

4.71.1K Ratings

🗓️ 26 March 2018

⏱️ 3 minutes

🧾️ Download transcript

Summary

Stop optimizing and be content with pace.

Transcript

Click on a timestamp to play from that location

0:00.0

Hello, Wineab Bruce. My name is Jesse Meekham and this is podcast number 318 for Wineab.

0:09.0

Where we teach you four rules to help you stop living paycheck to paycheck check get out of debt and save more money.

0:16.2

Ever the optimizer can sometimes be a curse and if you are an ever optimizer, you sometimes need to learn to just stop.

0:28.0

Maybe don't shave off that extra little bit of, you know, expenses. Maybe don't tweak that investment portfolio again for

0:37.1

the bajillionth time because your O. C. D. Maybe recognize the law of diminishing returns and just back off a little bit and go for a walk.

0:47.0

You got to be careful when you get into the budgeting scene,

0:50.0

when you get really into it, you have to be be I didn't mean to say one of our

0:53.9

competitors names but actually more on that later anyway if you're really

1:00.4

into the budgeting thing you can fall into the trap of just wanting to squeeze.

1:07.4

And if you're doing it well and you're seeing results, you just want to keep going and

1:11.6

keep going.

1:13.0

So if you've gotten the grocery bill from 1200 down to 800

1:17.0

because you're just being more aware and all that stuff.

1:21.0

1200 was inflated, 800 you got down pretty easily, then you're thinking,

1:24.0

oh, 600.

1:25.0

You know, pretty soon you're eating rice and beans and nobody's having any fun,

1:30.0

if you don't know what I'm saying.

1:31.0

So what we're talking about here is a point of,

1:38.4

I don't want to say status quo,

1:39.5

because I still want you to make progress.

1:41.2

But I want you to be making progress at a sustainable rate.

1:45.0

A nice pace.

...

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