We were in a down cycle at the time.

I did a cash out refinance, and I used that cash to pay off some other properties.

So I got that one and a few other ones at those low interest rates,

somewhere in the threes, long term fixed, and then took some extra cash in that equity,

paid off some other properties to get those free and clear.

I saw that loan as a promise that I wanted to fulfill.

And the long run, it sure does open things up and it does become easier as you go.

Welcome to the podcast, Real Estate Investing with Coach Carson.

I'm your host, Chad Carson.

You can also call me Coach Carson. And this is a show to help you get out of the financial grind so you can do more of what matters. In today's episode, I'm really excited to have a friend of mine, a long-time investor named Anthony Petz. Anthony lives in Bellingham, Washington. He's been investing for, he and I were talking ahead of time, Janet joking about it, almost 20 years.

So he's almost a two-decade veteran in the real estate investing space.

And we're going to talk today about his journey and also about seller financing.

This is a topic that I know a lot of you have been thinking about as interest rates have gone up.

And how do you kind of pull out the old financing toolbox

and use other ways to do deals that might not cash flow that might not work by using creative

financing and specifically a tool called seller financing. Both Anthony and I have used,

have done a lot of deals over the years with seller financing. And so we're going to get into that

as well. But first and foremost, I want to say hello to Anthony. Anthony, welcome to the podcast. Great to have you here.

All right, Chad. Good to be here. Thanks, bud. I appreciate it. So I want to start with your story

and just some kind of stats. Like we are turning over the baseball card of Anthony Pets here.

You know, where you are now, you have about 25 units.

You've been investing 18, 19 years. You're in Bellingham, Washington. I featured you in the book.

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