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The Rachel Cruze Show

3 Major Money Stressors and What to Do About Them

The Rachel Cruze Show

Ramsey Network

Self-improvement, Education, Investing, Business

4.83.6K Ratings

🗓️ 8 August 2022

⏱️ 36 minutes

🧾️ Download transcript

Summary

Let’s be real: Anything money-related can be pretty stressful these days, but having a clear plan can really help. We’ll walk through some tips to help you deal with high interest, save money by decluttering, and understand why it’s so important to have a will.   In this episode: ·      5 Things With the Highest Interest Rates Right Now ·      5 Essential Things You Need to Declutter Your Home with Clutterbug ·      5 Things That Happen to Your Money When You Die   Helpful Resources: Christian Healthcare Ministries Financial Peace University EveryDollar    Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

I think the first thing the most important thing is changing our mindset.

0:10.3

We think if decluttering is like taking stuff from us.

0:13.8

So we think of it as scary and we look at our whole space and think I have to spend a

0:17.6

weekend or a week tackling my house and that's what was stopping me.

0:22.2

So 15 minute chunks are the secret.

0:26.3

Hey guys, welcome to this episode of the Rachel Crucio podcast.

0:32.4

I'm so glad that you're here.

0:34.5

So in this episode we're going to talk about some major money stressors we can all have

0:39.6

and what to do about them.

0:41.0

I'll go over five things that happen to your money after you die and so many people

0:47.2

don't even know what these things are.

0:49.4

So we're going to talk about them.

0:50.8

They don't hear a conversation I had with YouTuber Cassandra, also known as the

0:55.6

clutter bug and she's amazing at teaching people how to declutter on a budget.

1:00.3

You don't want to miss this really fun conversation.

1:03.0

But first let's talk about the high interest rates right now and ways to pay off debt so

1:08.6

you can avoid them.

1:10.4

Take a listen.

1:12.2

So we all know that interest rates just keep going up and the Fed keeps hacking them

1:17.2

up to stop inflation.

1:18.7

We're trying to stop inflation, which we talked about in another recent episode.

1:23.4

So for example, the Federal Reserve raises target federal funds rate by half a point on

...

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