I'm glad you're with us here on the Clark Howard Show where it's about you and that wall

of yours.

I want you to learn ideas to me so you can keep more of what you may.

Coming up later.

You're heading social media running your life?

Let me tell you, there are very simple steps you can take to get your day back in your

control instead of letting mindlessly have social media control your mood, your thoughts

and your day.

So I can tell you that some of the things we talk about, actually most of what we talk

about on our show, come out of what we hear from you, areas where you're confused, areas

where you're getting taken, ripped off, whatever.

One of the areas of greatest confusion and hurt to your wallet involves when you book

a trip and something happens and you can't go and you can lose all the money you paid

to a substantial amount of money just depending on the circumstance.

So we at Clark.com have just revised our guide to how you should go about doing the trip

insurance or travel insurance thing, whatever you want to call it because there are certain

types of travel needs that you're only protected if you have insurance coverage for it.

And two examples are very center in my mind based on people who've lost many thousands

of dollars in individual incidents.

Number one is cruises, number two is any kind of prepaid tour.

In both cases without some form of travel insurance, you risk losing all your money in the

event that you can't take the trip for certain covered things which are usually based on

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