Hello, Winebbers. My name is Jesse Meekham and this is

podcast number 296 for Wineb, where we teach you four rules to help you

stop living paycheck to paycheck and get out of debt and save more money.

It is beginning.

You know I'm going to say this, to look a lot like Christmas because you probably went into Costco and they already have all

their trees up and it's the middle of October and pretty soon it'll be the

middle of July and everyone will be hanging stockings.

I just, but it's beginning to look a lot like Christmas.

And I would just ask you one question and I'm going to make this podcast short because

last week's was so long and ask you one question does your Christmas or

holiday spending I say Christmas because you guys know I do the Christmas thing but

whatever your holiday is is that holiday budget

Does it look like it's ready? So everywhere around you it all looks like Christmas, but does your category balance look like Christmas?

Or is it look like maybe it's still only February because you've been underfunding it the whole time?

So you just want to make sure that you constantly, well

not constantly, that you at the beginning of the year assess what you will spend

for Christmas, divide that amount by 12, and then you've

given yourself a Christmas bill. I actually had the idea a while ago and I

should run with this where we could set up a bill service that we totally fake and you could sign up for it through

Wienab and you would say here's how much I'm going to spend and then we would send you a bill

through email and it would look like a bill and it

would be a Christmas bill and then you would just market as paid or unpaid and we could

...