Hi everyone I'm Laura Adams and you're listening to the Money Girl

Podcast. The more time and money you'll

you know about the home buying process the more time and money you'll save.

In part one of this series we covered the first five steps of how to buy a home.

Today we'll cover the last five, so you know how to make the right offer, negotiate the best

deal, and have a successful closing.

Just to review, here are the first five steps

to buy a home from part one.

Step number one, build your credit.

Step number two, decide what you can afford.

Step number three, get a mortgage pre-approval.

Step number four, meet with a real estate professional.

And step five, tour listings for sale.

Now here's what happens after you find one or more homes that seem

like a perfect fit for your price range and lifestyle. Step number six,

research your purchase offer.

In part one, I mentioned that the listing price of a property is just a starting point

for negotiations.

Never make an offer on real estate without doing your homework.

You've got to research pricing carefully so you know if the seller is fishing for more than the

property is worth or if it's actually priced to sell.

This is another part of the home buying process where working

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