278. Budgeting For Summer Travel

Financial Feminist

Her First $100K

Education, Self-improvement, Business, How To

4.7 • 6.6K Ratings

🗓️ 24 March 2026

⏱️ 27 minutes

🔗️ Recording | iTunes | RSS

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Summary

Summer travel is something most of us look forward to all year. But without a plan, it can leave you with a maxed-out credit card and a lot of financial stress to come home to. In this episode of Financial Feminist, I'm breaking down exactly how to budget for summer travel so you can enjoy your trip without the money anxiety hanging over you the whole time. I'll walk you through how to set a realistic trip cap before you ever open a flight search tab, why travel is a known predictable expense and not just a fun splurge, and how to build a sinking fund so the money is already there when it's time to book. If you’re craving a getaway this summer, I'm giving you a step-by-step framework, plus my favorite money-saving tools and practical tips, so you can travel well and come home financially intact. *Important note: this episode was recorded in January 2026, before the increase in gas prices My favorite tool for finding flight deals: https://going.sjv.io/c/1408818/3039272/10802 Get my Bill Breakthrough scripts: https://herfirst100k.com/bill-breakthrough Compare offers for Auto Insurance: https://herfirst100k.com/auto Visit https://herfirst100k.com/ffpod to get my free Travel Budgeting Spreadsheet! See my credit card recommendations: https://herfirst100k.com/credit-cards 00:00 Intro 00:16 Why Summer Travel Feels So Expensive 02:50 Step 1: Set Your Total Trip Cap 03:49 A Budget Is Not a Killjoy 05:46 Let Flight Deals Decide Where You Go 07:55 Step 2: Break the Trip Into Real Categories 12:22 Step 3: Plan Backwards 15:13 Step 4: Cut Costs Without Ruining the Trip 17:48 Book Experiences in Advance & Pick Your Splurges 19:21 Use Credit Card Points 19:58 What to Do If You Can't Afford the Trip You Want 22:05 Travel Is Part of a Rich Life Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Planning a summer vacation is stressful enough.
0:02.0	Let's make sure you can actually afford it.
0:26.3	Hi, I'm Tori. Welcome to Financial Feminist. I'm a multimillionaire, a money expert, and I've helped over five million women be better with money. And we're talking about summer travel today because
0:30.7	everybody wants to travel in the summer, but nobody wants to pay the high costs. The real
0:35.1	reason summer travel feels so expensive is, one, of course it is.
0:39.3	Things are more expensive now. But two, we want to reframe the problem of the expense of travel.
0:46.5	Travel is not a fun splurge. It is a known predictable expense. And summer travel is only stressful
0:53.5	when it's treated like a surprise. So this is for my
0:57.3	type B folks who are not as good at A, planning trips, but B paying for them. We want to make sure that
1:04.5	we're going into our summer trip, knowing we can't afford it, but also being able to enjoy it,
1:10.2	not worried about swiping our credit card
1:12.6	one too many times in the heat of the moment on our trip and realizing we're going into debt
1:17.3	to pay for it.
1:21.4	But first, a word from our sponsors.
1:24.5	This newly independent podcast is brought to you by Squarespace.
1:27.6	Squarespace was the first investment we ever made in her first 100K, and it is the thing
1:31.6	that I probably recommend most to business owners when they ask me what tools I should use.
1:37.2	You need Squarespace because you need a beautiful website that works.
1:40.1	You also need SEO tools so that you can get discovered and your business can get out there,
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1:53.1	Head on over to Squarespace.com slash FFPod for a free trial.
	...

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