So every winter, essentially, we go somewhere warmer, whether that's Florida, whether it's Mexico.

We did a month bouncing around Greece.

We did another month in Portugal, France, Rome, and that was a lot of fun.

And so it's just stuff like that.

Like, we just have the freedom to be able to do what we want, when we want, and, you know, go on hikes and just spend our day however we want. It's great.

Welcome to the real estate and financial independence podcast. I'm your host, Chad Carson.

You can also call me coach, and this is a show all about helping you get out of the financial grind, so you can do more of what matters.

Whether you're a brand new listener or a long-time listener, thank you for being back for another episode.

The title of today's episode is how a couple lives off rental income and travels the world in their 30s.

This is an interview with James and Emily Lowry. They are home-based and

outside of Huntsville, Alabama. They have a small and mighty portfolio of rental properties.

And in today's interview, we go over the story of how they started. Neither of them had any big

financial backgrounds with their families. In fact, James talks about how he grew up in poverty

and didn't know a lot about money and had to kind of reinvent himself in terms of an adult thinking about money. And they talk about how they went from spending a lot early in their 20s and kind of buying cars and fancy stuff and then kind of getting on the Mr. Money Mestash, financial independence kind of train, sometimes a little bit too extreme as they talk about as a

couple. They had to kind of rein themselves in a little bit, but they went on a journey to

quickly save up money by properties. And today, actually before their 30th birthday, they were able to

leave their jobs. Both of them left their full-time employment jobs. They live off their rental

income. And for the last few years, they've been doing that, including during COVID. And they traveled the world, both before and after COVID. And now really have an amazing life that they get to choose what they do on a day-to-day basis. So you're going to really enjoy the details of their story, how they did it, what types of properties they buy. They have a portfolio that's a mix of long-term rentals,

mid-term rentals, and short-term rentals as we talk about why that's the case and the benefits of all those, how they bought the properties, how they saved the money. I think you'll really appreciate their story and learn a lot if you're also a small and mighty investor who wants to have more freedom and wants to travel the world. Before we get to this week's interview, is time for my weekly behind-the-scenes segment where I share a short snippet of what's going on with me

and my real estate investing, business, or finances behind the scenes. And this week, I'm going to continue with a theme I started with in our last interview, which is we're getting close to the end of the year. We're in December. And so for me personally, this is a time of reflection. It's a time of updating

things, cleaning up, kind of like cleaning up your kitchen after you eat a meal and you're trying

to get everything tidy and in order. That's pretty much what I try to do at the end of the year

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