Welcome to the bigger pockets money podcast show number 264 finance Friday edition where we talk to Jen about the end of the financial independence journey and coming to terms with leaving your job.

I'm not comfortable with this whole situation. I'm very nervous. I think you know, I mean, they're here. You're talking about your husband who is reluctant to pull the trigger.

When you guys knew you could afford to do it and we've talked to a financial consultant and they're like, you can do this, but we thought they meant you have to sell everything to be able to do it.

You know, like they just don't understand a situation. I won't know if I can do this until I talk to Scott Mindy.

Hello, hello, hello, my name is Mindy Jensen and with me as always is my high level finance knowledge co host, Scott trench.

Oh, there's something here up with alpha and beta that I'm too slow to come up with, but thank you Mindy. Great to be here.

Alpha beta is the shopping center. It's a grocery store in California. Anyway, Scott and I are here to make financial independence less scary, less just for somebody else to introduce you to every money story because we truly believe financial freedom is attainable for everyone, no matter when or where you're starting.

That's right, whether you want to retire early and travel the world going to make big time investments and access like real estate, start your own business or just kind of tweak your $4 million retirement level portfolio will help you reach your financial goals and get money out of the way so you can launch yourself towards those dreams.

Scott, today's episode is fantastic and kind of the epitome of our attorneys disclaimer, which says the contents of this podcast are informational nature and are not legal attacks advice and neither Scott nor I nor bigger pockets is engaged in the provision of legal tax or any other advice you should secure an advice from professional advisors, including lawyers and accountants regarding the legal tax and financial implications of any financial decision.

New contemplates, Jen is our guest today. She is at the end of her financial independence journey. She in my opinion has made it. Of course, I cannot guarantee that she will be set for life.

I cannot guarantee that she will never run out of money. However, all of my experience, all of my financial knowledge has looked at her portfolio and all of her expenses and all of her everything and said she is probably got money.

She has probably got the highest chance of success of anybody that we've talked to on this entire all of these financial finance Fridays that we've ever done.

So we talk a lot about some high level things today. It's more of an advanced show. I hope that if you're not an advanced listener, you still listen for some ideas to plant seeds for when you become an advanced financial

independent person when you get to a point where your money is starting to work for you. There's a lot of things that we might introduce to you. If you're newer on the journey, there's some things we might introduce if you're later in your journey, the concept of the margin loan.

We talk about a little bit. That was something that I learned what 20 episodes ago, 60 episodes ago when Tony Robinson was on. He brought it up. So the point of the whole show is just to bring out some ideas and to talk about the fact that she's

pretty good. Yeah, I mean, she's doing fantastic. This is one of our higher net worth guests that we've ever had in the show. And I think, you know, again, like Mindy said, we're not going to be going and defining a ton of terms and that kind of stuff.

We got a little bit more advanced using terms like cost segregation analysis and real estate professional whole and, you know, advanced ways to harvest, you know, a cash from portfolios and that kind of stuff.

And we will generally go back and work with folks that are at a different level and would want to explain those different types of things. But for this episode, rolling with that made a lot of sense. We hope you learn a lot. And I think you'll, you know, this is the end state to aspire to in your financial

journey. If you can build something like this, you're going to have a lot of options in your life, like traveling to Europe for maybe an indefinite period to be with your family and have some unique life experiences.

All right, I want to give a quick, you know, the real estate podcast is the quick tip. We're going to do one of those today because we saw something really fun in the Facebook group.

Daniel Mills, who's actually been a guest on our podcast in the past, he posted an article linking to the US savings bond earns 7% with inflation protection right now.

So there is an opportunity out there to get a 7% yield on a savings bond that there's some caveats to research like the money might be locked up for the first year.

...