You're listening to the Gold Digger podcast episode number 260.

There are two kinds of people in this world, those who open their bank app on their phone

without a single worry or anxiety, and those who squirm and cringe just thinking about

it.

And maybe even people that pretend like the app isn't even there.

Nearly one in three women in our country are discouraged about their finances with over

68% feeling overwhelmed by debt, but it doesn't have to be that way.

I am so thrilled to welcome Tiffany Alicia aka the budget needs to to Gold Digger.

This girl knows personal finance.

She's a highly sought after speaker and cited expert with features on the today's show,

Forbes, MSNBC, and so much more.

Tiffany even helped write law on financial literacy now called the budget needs to law that

requires middle school students to learn financial literacy in their home state of New Jersey.

Tiffany is real about her financial journey.

She talks about the recession and how it claimed her home, how she went through foreclosure

that left her credit score dwindling, and her strategies that brought it back up.

If you don't know, 800 is a near-perfect credit score, and that's what Tiffany has.

She knows what she's doing and she's here to share it with you.

And let me tell you, I was rolling laughing as Tiffany shared some of her stories and in

the way that only Tiffany can share them.

I want to talk about things like debt.

Eliminating debt was a personal goal of mine and Drew and I now live entirely debt-free,

...