If you need pension funds explained, there’s no better person to talk to than the internet’s leading voice on all things pensions and retirement, Grumpus Maximus. After spending twenty or so years in the military, Grumpus began to put his health, happiness, and passions first. Now, retired with plenty of money coming in (thanks to pensions and retirement accounts), Grumpus spends his time blogging and helping others ask the meaningful question, “is my pension worth it?” Guest co-host Joe Saul-Sehy from the Stacking Benjamins podcast is here to help Mindy tee up some pension-related questions for Grumpus. Whether or not you have a job offering a pension or you’re debating accepting a job with a pension, the research-based questions asked today will help you evaluate whether or not a pension is truly worth it.  You’ll hear about the safety of pensions, healthcare-impacted pensions, annuities, and Cost-of-Living Adjustments (COLA) so you can make the best possible decision regarding your (early) retirement plans! In This Episode We Cover “Cashing out” of a pension and what to do with the money Understanding the healthcare implications that come with leaving a pension  Which industries have the riskiest pension plans Is an annuity ever worth the fees?  Researching your pension and understanding the benefits  How to analyze the safety of an organization’s pension plan  And So Much More! Learn more about your ad choices. Visit megaphone.fm/adchoices