meta_pixel
Tapesearch Logo
Log in
Financial Feminist

255. I Bought a House! What It’s Really Like to Buy Your First Home Solo

Financial Feminist

Her First $100K

Self-improvement, Education, How To, Business

4.76.2K Ratings

🗓️ 25 September 2025

⏱️ 51 minutes

🧾️ Download transcript

Summary

I’ve been that multi-millionaire who rents, proudly defending why homeownership wasn’t the right choice for me—until now. At 31, I bought my first house, and in this episode, I’m sharing everything I learned along the way: the emotional rollercoaster of finding “the one,” the financial surprises (like hidden $50,000 repairs), why I chose a mortgage over paying cash, and what finally made me change my mind after years of renting. Whether you’re saving for your first home, debating if renting still makes sense, or just curious about how a self-proclaimed renter became a homeowner, this is the honest truth about what it really takes to buy a house. Resources mentioned: Gentle Giant moving company: https://www.gentlegiant.com/, 1-800-442-6863  Chelsea Moon - Keller Williams: https://www.sweetlivingrealty.com/agent-profile/chelsea-moon-12338728   Read transcripts, learn more about our guests and sponsors, and get more resources at https://herfirst100k.com/financial-feminist-show-notes/home-buying-lessons/ Save your seat inside Business Bootcamp! Your COMPLETE roadmap to go from idea to income: ⁠⁠herfirst100k.com/business-bootcamp⁠  Looking for accountability, live coaching, and deeper financial education? Check out our exclusive community! Join the $100K Club: https://herfirst100k.com/100k-pod   Our favorite travel and cash-back credit cards, plus other financial resources: https://herfirst100k.com/tools Not sure where to start on your financial journey? Take our FREE money personality quiz! https://herfirst100k.com/quiz Special thanks to our sponsors: Squarespace Go to www.squarespace.com/FFPOD to save 10% off your first website or domain purchase. Indeed Get a $75 sponsored job credit to get your jobs more visibility at Indeed.com/FFPOD. Rocket Money Stop wasting money on things you don’t use. Cancel your unwanted subscriptions by going to RocketMoney.com/FFPOD. Quince For your next trip, treat yourself to the luxe upgrades you deserve from Quince. Go to Quince.com/FFPOD for free shipping on your order and 365-day returns. Netsuite If your revenues are at least in the seven figures, download the free e-book Navigating Global Trade: 3 Insights for Leaders at NetSuite.com/FFPOD. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

I have infamously been the multi-millionaire who rents.

0:03.0

There have been national articles written about this phenomenon, and I just bought a house. But first, a word from our sponsors.

0:29.5

This podcast is brought to you by Squarespace.

0:31.6

One of the biggest things I hear from people who want to be business owners is they don't know where to start.

0:36.6

They're like, I don't know what to do. I'm so

0:38.6

overwhelmed. I want to start this business, but I need a logo and I need brand colors and they make a

0:43.0

million excuses to prevent them from getting started because they're too afraid of failure.

0:48.3

They're too afraid of their business failing. And I've done the research for you. SquareSpace.

0:52.7

Squarespace is what you need to start that business

0:55.6

finally. Squarespace was the first investment I made in my business way back in 2016,

0:59.7

and they make it so easy for you to get a custom website without having to know how to code

1:05.3

and without spending thousands and thousands of dollars. Squarespace has a bunch of stuff

1:08.9

in addition to their website features. The best thing about Squarespace is they're saving you money and a bunch of stuff in addition to their website features.

1:14.2

The best thing about Squarespace is they're saving you money and a bunch of other things. They're helping you design emails using their email campaign tool. They're helping you set up

1:19.4

SEO tools with website optimization that is built into Squarespace and they help you offer

1:26.1

your services so you can get paid all in one place. You don't have to use another third party platform. If you're ready to start that business and you want to save money, Squarespace is the place for you. Go to Squarespace.com slash ffod for a free trial. And when you're ready to launch, use offer code SFPod to save 10% off your first purchase of a website or domain. If you're struggling to figure out where to start with your financial journey, if you're so overwhelmed and you're just like, I need the step-by-step plan and mentorship from you, Torrey. Well, great. You can go to her first hundredk.com slash FF Pod to take our free money personality quiz. We're going to ask you about six questions. We're going to see where you're at in your financial journey. This is not like a past failure thing. I just want to know where you're at. Then we'll deliver resources cater to exactly where you are in your financial journey. The quiz takes less than two minutes and it's the perfect place to kickstart your financial goals and get a financial plan personalized to you. Herfirst00k.com slash FFPod. Again, that's her first hundredk.com

2:19.3

slash FFPod and we'll send over your free personalized money plan. We'll see you there.

2:24.7

All right. We knew this day would come eventually. Maybe I knew it. You might not have known it,

2:28.7

but I did. And I have said for years that renting was a better decision for me than buying.

2:34.1

But I just bought my first

2:35.8

house at age 31. So I'm telling you everything about the home buying process. What made me

2:41.6

decide to actually buy a home? All of the emotionality of the home buying process, how much

...

Please login to see the full transcript.

Disclaimer: The podcast and artwork embedded on this page are from Her First $100K, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of Her First $100K and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.

Copyright © Tapesearch 2025.