Hi everyone I'm Laura Adams and you're listening to the Money Girl Podcast.

The New Year is a time to reflect on what we've accomplished in the previous year and what we want to do differently going forward.

Some aspects of your financial life may not be under your control, like whether your home will appreciate and value.

But most of your personal finances are, so I want you to take my seven-day challenge.

Here's a plan to follow for seven days in a row or one day a week for seven weeks

that will make your personal finances healthier.

Day number one, clarify your make your financial goals.

Day number one, clarify your financial goals.

If you haven't created any financial goals yet, I'll give you a few questions that will

get you started. Block out an hour, either by yourself or with your spouse,

to think about the answers,

while you take a walk, go on a long drive,

or enjoy a relaxing dinner.

How you answer the following four questions drive or enjoy a relaxing dinner.

How you answer the following four questions will help you know what to focus on in your

financial life for the short and long term.

Number one, what about my or our financial life was disappointing last year and what needs

to change so it doesn't happen again this year?

Number two, what part of my or our financial life worries me the most, and how can I build

financial safety nets to alleviate the stress?

Number three, in five or ten years from now what would I be proud to say that I had

accomplished in my or our financial life and for when I retire or can't work

...