232: Travis Hornsby, So Money Millennial

So Money with Farnoosh Torabi

Farnoosh Torabi

Entrepreneurship, Business

4.7 • 1.9K Ratings

🗓️ 31 August 2015

⏱️ 35 minutes

🔗️ Recording | iTunes | RSS

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Summary

When you think of retiring early…you might think 55..50…Mr. Money Mustache retired when he was 30 – which WAS the youngest age I’d heard of retiring at…until I got an email from my guest today Travis Hornsby. He is 25 years old and claims that he is retired! My first reaction was – WHAT? And then I laughed…and then I thought I really need to talk to him. A little more about Travis: Up until this year he was working as a bond trader at Vanguard. He had passed the CFA exams, and was on track to become a Portfolio Manager, but he realized that he wasn't fulfilled…reminds me of a tony robbins saying that success without fulfillment is FAILURE. Travis had always been a big saver since college, so he decided to take the plunge and start saving two-thirds of his income and live like a pauper with the goal to retire at 25, which he has just achieved. As of right now he is enjoying his retirement by traveling the world. He’s already been all over Europe, and plans to travel to South America and Asia next. Today he’s coming to us all the way from Poland! He has started the website millennialmoola.com to share his advice and help others save and live more. He also has a brand new book called 25 IS THE NEW 65, where he shares his story of how he retired early and shows other millennials how they can do it too. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	So Money
0:02.8	Millennial, Travis Hornsby.
0:05.0	You're listening to So Money Guru Farnu Far noirabi.
0:10.6	Each day get a 30 minute dose of financial inspiration from the world's top
0:15.0	business minds, authors, influencers and from Farnus yourself.
0:19.0	Looking for ways to save on gas or double your double coupons?
0:24.0	Sorry, you're in the wrong place.
0:26.0	Seeking profound ways to live a richer, happier life.
0:29.0	Welcome to So Money Money. Hey, you're listening to So Money, everyone.
0:37.0	Welcome.
0:37.6	I'm your host, Farnoosh Terabi.
0:39.6	We have a very special lineup this week, dedicating Monday through Friday of this week to our
0:45.2	so money millennials out there. I have been asking listeners for about a month now, hey
0:51.4	are you a so money millennial? Why? Let me know. Email me and I got lots and lots of great
0:57.0	emails from people all over the country. I have today someone you're not even
1:01.0	going to believe this. He's 25 years old and retired. I mean when we think about retirement early retirement we think what 50 40 but the youngest age I've ever heard of retiring is 25 and I've got that guest on today,
1:14.8	Travis Hornsby.
1:15.9	He is just a 25 year old who claims that he has retired officially.
1:21.9	My first reaction to that was, what and then I laughed and then I thought I really need to talk to this guy.
1:28.3	A little more about Travis he up until this year was working as a bond trader at Vanguard. He passed the CFA exams and he was on track to become a portfolio manager, but he realized, you know what, this just isn't me, I'm not fulfilled.
1:41.0	And it actually does remind me of a famous Tony Robin saying that
1:44.8	success without fulfillment is failure so Travis recognized this and said you know what
	...

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