Welcome to the Bigger Pockets Money Podcast, show number 208, Finance Friday edition,

where we interview McKenzie and talk about the steps you should take when you're just starting out on your journey to financial independence.

I did a full deep dive into all of my current benefits and given that it is a government job, what sort of salary I am going to get into the future.

So in my current position, it will take me 20 years from my start date and I've only put in one so far to get to a salary of 53,000.

I do not like that number and so I am trying my best to figure out other career paths within the government job or if I can find another job entirely.

Hello, hello, hello. My name is Mindy Jensen and with me as always is my Roth loving co-host, Scott Trench.

You know, Mindy, I know it can be really difficult sometimes to come up with a new adjective to describe me every single week or multiple times a week, I guess.

But this one is really, well, it seems like this one was not very taxing.

Ding! Alright. Scott and I are here to make financial independence less scary, less just for somebody else to introduce you to every money story because we truly believe that financial freedom is attainable for everyone no matter when or where you're starting.

That's right, whether you want to retire early and travel the world, go either make big time investments in assets like real estate, start your own business or simply get started on the journey to financial freedom.

We'll help you reach your financial goals and get money out of the way so you can launch yourself towards those dreams.

Okay, Scott, I'm so excited to talk to Mackenzie today because she is in a very enviable position that I think a lot of young people find themselves in just starting out curious,

but not really knowing which way to go. So we have given her, she's done some research, we've given her some things to think about and I think if you're listening to this show right now and you are just graduating from high school, just graduating from college, this is going to really give you some things to think about in your own personal financial situation when you are thinking where should I put my money as I'm trying to grow it for retirement.

Yeah, so I think I think she's doing wonderful things. She's got wonderful parents and those parents are a big part of why she's she's in such a great a strong position right now and that's awesome and I think there's a lot of people out there that are in that position.

And this is some this you know she's thinking about all the right ways to propel her career and get to buy quickly while living a great life and I think this is going to be a very helpful show for anybody that's getting started thinking about, you know, the beginnings of the fire journey.

Yes, and if you are not in the beginning of your fire journey, think about who is in your life that could use this information and after you're done listening to it, if you think it'll be helpful for them, share it with them too.

Recent college grads reach high school grads. I think there's a lot of opportunity for some really serious learning in this episode before we bring in McKenzie, let's do that disclaimer that our attorneys make us say the contents of this podcast are informational in nature and are not legal or tax advice and neither Scott nor I nor bigger pockets is engaged in the provision of legal tax or any other advice.

You should seek your own financial advisors, you should seek your own advice from professional advisors, including lawyers and accountants regarding the legal tax and financial implications of any financial decision you contemplate.

Okay, Scott, let's go give McKenzie some financial decisions to contemplate. Okay, before we get to the show, let's hear a word from today's show sponsors.

Everyone is wondering where the real estate market is headed. Well, how about a better question? How do I make money in any market cycle?

As times change, the fundamentals of real estate investing don't. The secret to success for rental property investors is simple, keep buying cash flowing rentals and rents of retirement can help.

Rents of retirement offers fully turn key properties that are newly built or renovated, least and manage allowing you to invest with confidence in the markets that offer the best returns.

...