Hello, whinabbers my name is Jesse Meekam and this is podcast number 207 for Wine App,

where we teach you four rules to help you stop up in paycheck to paycheck,

get out of debt and save more money.

The new year is a great time to look ahead and kind of do a revamp on your budget.

If you're using the new wine ab, it may be a good time just to fresh start the whole thing.

Don't even worry about bringing in old data if you've been using

WANAB 4 or something really old. Just start fresh. That's what we did and I quite

liked it. You end up with this large pile of money and because it's blank slated you can just kind of say

what should all of this money do before new money comes in and magic happens there you start

to rethink everything you may consider using the new

feature in the new Wienab, the goals feature, where you can select a category and you can

set a goal for it. I've been using that to, honestly, with a lot of success I've set most of our

categories up with goals I want to fund this much if it's just kind of a boring like

fun this much every month and you never think about it, that's cool.

Although at the beginning of the year, it's a great time to just think about everything.

So as you go through your categories and you're attaching goals to it, we want to fund this much every month.

We want to have a balance by this date. We want to have a

specific balance, but we don't have a deadline, like for an emergency fund. Any of those

use cases, you just drop those in, set up kind of a budgeting template or a budgeting like a goal framework that can lie on top of your budget

and then I promise you the magic happens because one your workflow is in

Efficiency is increased you just click the underfunded button at the beginning of a month

and it just populates exactly what you need for all your goals, all your

...