2025 Crucial Housing Market Shift Pt 1: Rates - 382
How to Buy a Home: The #1 First Time Home Buyer Podcast
David Sidoni
4.8 • 891 Ratings
🗓️ 25 August 2025
⏱️ 33 minutes
🧾️ Download transcript
Summary
For the first time in over a decade, real change is reshaping the housing market. Prices, inventory, and affordability are shifting in ways that could finally give first-time buyers a new opportunity.
In this episode, David Sidoni delivers a data-packed breakdown of the biggest housing market change in 17 years. After years of historically low inventory, rising prices, and brutal bidding wars, 2025 is bringing something different: falling prices in many metros, improving affordability, and a rare increase in available homes.
David explains why this isn’t a crash, but a shift toward semi-normal conditions — and how you can use this to your advantage. With most experts predicting 2–4% appreciation in 2025, smart buyers who act early can secure homes before the public catches on.
This is part one of a three-part market update series designed to help you build a winning 2025–2026 strategy.
Quote
“For the first time in 17 years, inventory is actually improving — and that changes everything.”
Highlights
- Why home prices are actually falling in many metros.
- The surprising percentage of listings with price cuts this summer.
- How builders are slashing prices and narrowing the gap with resale homes.
- What most experts really predict for home values in 2025.
- How first-time buyers can take advantage of this rare shift.
Sources:
Zillow, Redfin, Goldman Sachs, Housing Wire, Ris Media, US News, Bloomberg, The National Association of REALTORS®, Realtor.com, Homes.com, Zelman & Associates, Brian Buffini and other housing economists, The Mortgage Bankers Association, U.S. Census Bureau, Fannie Mae, Freddie Mac, financial Samurai, Moody’s, Inman, US News, Apollo Global, Wells Fargo, and the National Association of Home Builders.
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David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer.
Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!
This is one part of a 3 part series highlighting the most significant housing market shift since this podcast began in 2019. Check out the podcast library for the full series for a complete update.
Transcript
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| 0:00.8 | Welcome to the show. Let's go. How to buy a home. All right, that's good. Stop. Stop. That's it. That's all we have time for. This show's information is huge, and I need to get it out there as soon as possible. What is up, my How to Buy a Homies? I'm David Sidoni, and I started this podcast back in 2019. And today, I'm reporting that for the first time in six years of this podcast, we have a |
| 0:24.7 | distinct change, a real change in the market, not a momentary reaction, but a change. And the |
| 0:32.1 | change is sweeping. Home prices are slowing, flattening, or even decreasing in some regions. |
| 0:38.5 | Mortgage interest rates are dropping. |
| 0:40.4 | Home affordability is improving, and this is all happening at once, all at the same time, |
| 0:45.1 | which is changing how sellers are selling homes and changing my arch nemesis. |
| 0:51.3 | Low inventory. |
| 0:53.2 | It's actually changing for the first time in 17 years. It's actually |
| 0:57.0 | improving enough for me to revise the forecast and prediction episode, and I just dropped this |
| 1:02.6 | one in the first week of July. After that last episode dropped, I actually started seeing new data |
| 1:07.9 | come in for the past few weeks. So I've been locked in the research cave for, I don't know, three, four weeks, putting this podcast together all the way up until today because there was more information that I knew was going to get out today. There's lots to get to. We've got crucial data that's going to change things for you. I can do 18 hours on what's happening, but I'm going to |
| 1:28.5 | drop it in this three-part series. I've got to warn you, this is going to be really data-heavy and |
| 1:33.7 | pretty dense at some points. But hang with it because the true innovators, they get the data, |
| 1:38.5 | and they interpret the data while it's just starting, while it's happening, when the public |
| 1:43.5 | hasn't figured out what's going on yet. |
| 1:45.9 | So use this information wisely, and you could create a 2025 plan for you to be an early adopter. |
| 1:52.0 | You could get into the beginning of this change, and you could finally change your financial life. |
| 1:56.8 | From day one on this podcast, I've been predicting that home prices would unfortunately keep going up |
| 2:02.4 | because that's what the data was telling me. |
| 2:05.0 | And it's all due to the one stat that I've been reporting since the very beginning, |
| 2:08.9 | historically low inventory. |
| 2:11.9 | And I've also said since day one that when I start to see a change in that stat that I'm going to let you know, |
... |
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