196-Friday Q&A: Other Student Loan Ideas, Helping Kids Without Enabling Them, Consolidating Accounts, Maxing Out a Spousal IRA, Retirement Distribution Strategies, and Help With Goal Planning
Radical Personal Finance
Joshua J. Sheats, MSFS, CFP, CLU, ChFC, CASL, RHU, REBC, CAP
4.2 • 1.9K Ratings
🗓️ 15 May 2015
⏱️ 79 minutes
🧾️ Download transcript
Summary
Today, I'm cleaning out the voicemail inbox for my Friday Q&A show. Here are the questions for today:
- What strategies for student loan payoff did I forget last week?
- How do we help our young kids without enabling them?
- Thoughts on consolidating retirement accounts.
- What are the limits on retirement accounts for a stay-at-home spouse?
- Thoughts on various retirement income distribution strategies.
- Do I have additional services and options to help with coaching individual people?
Enjoy!
Joshua
- Support Radical Personal Finance on Patreon: http://radicalpersonalfinance.com/patron
Transcript
Click on a timestamp to play from that location
| 0:00.0 | Friday Q&A on today's show, a few follow-up comments on my inadequacy with a |
| 0:06.2 | previous student loan question, how do we help kids actually without making |
| 0:11.4 | them dependent? Question about consolidating investment accounts. |
| 0:15.0 | Can I max out a retirement plan for my stay-at-home spouse? |
| 0:21.0 | And how do I work through retirement distribution strategies as well as a |
| 0:27.0 | quick question on goal planning. And the Welcome to the Radical Personal Finance Podcast. My name is Joshua Sheets. This is |
| 0:48.8 | episode 196 Friday Q&A today and we're going to do all voicemail questions. to will be answered, but I have dozens and dozens of written questions, so if you want to get |
| 1:05.5 | your question answered on a future show, call into the voicemail. It's wide open. I do enjoy doing these shows and I enjoy doing them because of the variety but I'm telling you it makes a better experience for the audience to be able to hear your questions so I always give priority to the voicemail questions on shows like this if you'd like me to answer your question just go to the website and you can find the website, excuse me, yeah, right on the website |
| 1:36.9 | you'll see a little note that says send us a voice message and you can click that on your |
| 1:40.9 | phone, you can click it on your computer and you can |
| 1:42.6 | send a voice message. Just realize I do still have one additional voicemail |
| 1:46.2 | question that a listener emailed me on a state planning. I'm not going to answer |
| 1:49.4 | that today, but to that listener I have your question. I know it's been a while, but I want to do a good job on the answer. So you can also email me an attachment of an MP3 file. So just pull out your phone, use the voice recorder function on that you can record a question |
| 2:03.7 | and email that to Joshua at Radical Personal Finance if you'd like to get your question on a show like today. |
| 2:09.6 | So let's kick it off with a comment here on last Friday's show. |
| 2:13.4 | Josh |
| 2:16.3 | Your patrons and I love your show. |
| 2:15.0 | I'm just going to tease you a little bit |
| 2:16.7 | because your approach to a recent question and answer |
| 2:20.4 | related to someone having $100,000 in student loans, |
| 2:24.0 | that was quite conservative for radical personal finance. |
| 2:27.0 | For example, we didn't factor in the idea of |
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