Welcome to the Bigger Pockets Money Podcast, show number 195, where we interview Brenda

Olmos and talk about being intentional with your spending and your investing.

I'm not like the typical person that wants to leave the workforce completely because

I have such a useful skill and I'm actually quite passionate about my work and so I don't

see myself getting a PhD at 33 and leaving the workforce 12 years later.

I just don't think that that would be a very good use of all the education I've gotten.

So for me, the retire early is more of like a work optional thing, right?

Like at that point, I'll be able to say like, I want to do this work, I don't want to do this work,

I want to teach full time, I want to practice a little bit.

I only want to do the things that I really want to do.

Hello, hello, hello, my name is Mindy Jensen and with me as always is my straight talking

co-host, Scott Trench. Straight talking. That's a curveball, Mindy, I don't

have a good response to that one. Scott and I are here to make financial and

I'm heading less scary, less just for somebody else to introduce you to every money story

because we truly believe financial freedom is attainable for everyone, no matter when or where

you're starting. Whether you want to retire early and travel the world, go on to make big-time

investments in assets like real estate or start your own business. We'll help you reach your

financial goals and get money out of the way so you can launch yourself towards those dreams.

Scott, I am super excited to talk to Brenda today. I met her on Twitter a hundred years ago and

she's just a delightful person. She's a nurse. She is a Ph.D. a funded Ph.D. student and we'll get

into that in just a moment but she is being intentional with her money. She's spending money

on purpose. She's investing money on purpose and she has set herself up by making, I don't want

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