1948: Turning Side Hustles Into Sustainable Wealth with Money Girl Laura Adams
So Money with Farnoosh Torabi
Farnoosh Torabi
4.7 • 2K Ratings
🗓️ 23 February 2026
⏱️ 46 minutes
🧾️ Download transcript
Summary
Today’s guest is someone who has been shaping the personal finance conversation for nearly two decades — long before money podcasts were mainstream, long before “side hustle” was a buzzword, and long before financial literacy for women was framed around building wealth instead of just clipping coupons.
Laura Adams is the host of the wildly successful Money Girl podcast, a show that has been downloaded more than 43 million times and ranks among the top 0.1% most popular podcasts globally. In just about 20 minutes each week, Laura does something that’s incredibly difficult: she makes complex personal finance and small business topics feel approachable, actionable, and even fun.
You’ve seen her everywhere — ABC World News, CBS, NBC, Bloomberg, NPR — and today she’s here with us on So Money.
In this conversation, we dig into how financial advice for women has evolved over the years — from focusing on saving pennies to thinking about legacy, ownership, and long-term wealth. We talk about solopreneurship and side hustles — what it really takes to build a one-person business that doesn’t just generate income, but supports your life. And with interest rates expected to gradually decline into 2026, Laura breaks down what that could mean for refinancing, home buying, and smart positioning right now.
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Transcript
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| 0:00.0 | So Money episode 1948, Money Girl, Laura Adams on turning side hustles into sustainable wealth. |
| 0:07.6 | You're listening to So Money with award-winning money guru Farnoosh Torabi. Each day, get a 30-minute |
| 0:13.9 | dose of financial inspiration from the world's top business minds, authors, influencers, and from |
| 0:19.8 | Farnoose yourself. Looking for ways to save on gas or |
| 0:24.0 | double your double coupons? Sorry, you're in the wrong place. Seeking profound ways to live a richer, |
| 0:29.9 | happy life. Welcome to So Money. A lot of people will ask, when do I need to incorporate? When do I need to set up the bank? |
| 0:38.8 | They put the cart before the horse and want to do all of this stuff before earning the income from the side hustle or the solo gig. |
| 0:47.4 | So that's what I always tell people. |
| 0:49.8 | Prove it. |
| 0:50.5 | Prove it first. |
| 0:51.2 | Go out and do it. |
| 0:52.0 | Earn the money. |
| 0:52.7 | If you can earn, let's say, $10,000, |
| 0:55.1 | that's at the point where you say, should I incorporate? Should I separate? |
| 1:02.0 | Welcome to So Money, everybody. I'm Farnoose Tarabi. Our guest today is somebody who's been |
| 1:06.5 | shaping the personal finance conversation for nearly two decades long before money podcasts |
| 1:12.5 | were mainstream, long before side hustle was a buzzword, and long before financial literacy |
| 1:17.9 | for women was framed around building wealth instead of just clipping coupons. |
| 1:23.1 | Laura Adams is the host of the wildly successful Money Girl podcast, a show that's been downloaded |
| 1:28.4 | more than 43 million times and ranks among the top popular podcasts globally. |
| 1:34.3 | In just about 20 minutes each week, Laura does something that's pretty hard. |
| 1:38.4 | She makes complex personal finance and small business topics feel approachable, actionable, even fun. |
... |
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