Hello, my name is Jesse Meekham from Wyanab, where we teach you four rules to help you stop living paycheck to paycheck,

get out of debt and save more money.

What happens if you have a big, big, big, some of money come in? Big.

Some of money come in because you maybe took a loan.

Maybe you just started college and you've got all this money now.

And it feels like you're rich and it shouldn't it should feel

like you are just dirt of the dirt poor and that money that loan it's going to be a

big big pile I want you to immediately break it up into smaller, more manageable

amounts and then I want you to take that amount and break that up into jobs.

Start following Rule 1. Start thinking about Rule 2, where you're

looking ahead. Thinking about those larger, less frequent expenses and seeing how that

works for you. The idea is if you had a loan of for easy math, let's say $9,000, you would say I've got to get through

nine months before I just sprint and work my tail off during the summer and make a ton of money

so I don't have to take very many loans or any loans at all.

But you've taken the loan, you have the cash and you're wondering how do I manage this

in Wienab? The key is to break it up into those monthly amounts so you have a

thousand bucks a month. And you might say well tuition is do right away. Okay.

Pull out tuition. Pull out that Rule 2 that's happening right now. that rule two larger true expense, pull that out.

Then break up the rest in a nine months and you've given yourself a job, a salary, a paycheck.

Not to be outdone by the actual paycheck, where you're working, stressing,

working two jobs, going to school, juggling a ton of things, trying to minimize that student loan debt as much as possible.

So don't fall for the trap that you have to take on the loan.

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