Ask Farnoosh, all things debt relief.

You're listening to So Money with award-winning money guru Farnoosh Torabi.

Each day, get a 30-minute dose of financial inspiration from the world's top business minds,

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Welcome to So Money.

Welcome to So Money, everybody.

I'm Farnush Tarabi.

It is Friday, October 10th, 2025.

I'm dedicating today's show to all things debt relief because

we're living in a time when many of us are carrying more debt than ever, whether that's a

mortgage, credit cards, student loans, auto debt. It's totaling over $17.6 trillion right now, and that's according to the latest Fed

data. Credit card balances alone have topped a trillion dollars. We're at 1.1 trillion. And the

delinquencies are also on the rise, especially among our younger borrowers. So I'm answering your most pressing questions about debt relief

today from when to pause investing to address your debt, whether to use a home equity loan

to pay off student loans. Another question in the audience about how to tackle credit card balances

when they're really high. And how do you get a good car

loan these days? What's a good way to ensure a good interest rate, a good term? We have questions

from many people in the audience. I went on to my Instagram yesterday. I know a little last minute,

...