Hello, whinammers, my name is Jesse Meekman, this is podcast number 191 for you need a budget.

Where we teach you four rules to help you stop living paycheck to paycheck, get out of debt and save more money.

The most important report in WINAM is not in the report section. It is your

budget. It's your categories. It's your money and how it lines up with your priorities. We can look at trends.

How much did I spend at Walmart in the last three months in the groceries category? How does that compare to my spending at Macy's in the

last three months in the groceries category? Okay, what if my utilities look like in

the last year? Okay, yeah, but let's be honest, you're not moving the needle a bunch. You're not really

meaningfully making an impact on your finances by looking at a report and realizing that your utilities go up in the winter with

heating, drop down in the spring when it's nice, and go up in the summer with cooling.

It just is what it is. So reports around trends, where you've

been, they aren't terribly exciting to me, but the report telling me what you care

about and making sure that what you care about is what your money is

actually doing that's the budget and at the end of the day if you're looking at that report really

closely if you know that report inside and out then that net worth report goes

up the spending trends report goes up. The Spending

Trends report when you've selected categories you don't care about, that goes down.

The Spending trends report where you've selected categories you do care about, that goes up.

The budget telling you to spend more.

Oh my word.

Plasphony, right?

But the report of all reports, the one report to rule them all,

yes, I just throw in some one of the rings,

...