1907: A Tax Strategy That Puts Humans First
So Money with Farnoosh Torabi
Farnoosh Torabi
4.7 • 2K Ratings
🗓️ 19 November 2025
⏱️ 40 minutes
🧾️ Download transcript
Summary
Hannah Cole, founder of Sunlight Tax, is back on So Money. And she’s here with big news:
Her new book, Taxes for Humans: Simplify Your Taxes and Change the World When You’re Self-Employed, is officially out in the world — funny, joyful, deeply practical, and truly unlike any tax book you’ve ever read. I’m holding it in my hands right now.
And for my Montclair and NYC listeners:
Hannah is coming to Montclair on January 15th at 7PM for a special stop on her book tour. I’ll be on stage with her at The Rec Room at Lackawanna Plaza, and tickets are available at: SunlightTax.com/Montclair
In today’s conversation, Hannah and I dig into so much helpful ground, including:
- The big goal behind Taxes for Humans and why she believes tax education is actually a form of empowerment.
- The limiting beliefs and shame traps so many freelancers carry around taxes — and how to break them.
- Her beautifully simple three-system approach to staying organized (receipts, tax docs, and bookkeeping — yes, they’re different).
- What to do if you can’t pay your tax bill, how audits actually work, and why the IRS is often far less scary than we’ve been taught.
Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open!
Hosted on Acast. See acast.com/privacy for more information.
Transcript
Click on a timestamp to play from that location
| 0:00.0 | So Money episode 1907, a tax strategy that puts humans first. |
| 0:07.0 | You're listening to So Money with award-winning money guru Farnoosh Torabi. |
| 0:11.9 | Each day, get a 30-minute dose of financial inspiration from the world's top business minds, |
| 0:17.2 | authors, influencers, and from Farnoose yourself. |
| 0:21.2 | Looking for ways to save on gas or double your double coupons? |
| 0:24.9 | Sorry, you're in the wrong place. |
| 0:27.2 | Seeking profound ways to live a richer, happier life. |
| 0:30.6 | Welcome to So Money. |
| 0:33.6 | First of all, the very worst thing to do is to freeze and do nothing. So let me just help |
| 0:39.7 | if there are ways around it if this is you and you are not the first person to struggle |
| 0:44.7 | with their tax bill, especially when you're self-employed because if you didn't know how |
| 0:49.1 | much profit you had all year, which is very easy when you get behind on bookkeeping because |
| 0:53.7 | you get busy, that's very easy to have get behind on bookkeeping because you get busy. That's very |
| 0:55.6 | easy to have happen. The first thing to know is that you can, you should file your tax return, |
| 1:02.7 | even if you can't pay the bill. Those are actually two separate acts. Don't also not file your |
| 1:08.8 | taxes if you know you can't pay the bill. So that's rule number one. |
| 1:12.9 | The second thing is there's a sort of like DIY payment plan, which is just exactly like file your |
| 1:20.6 | taxes, don't pay or pay as much as you possibly can because whatever you don't pay, |
| 1:26.9 | you're going to have interest on. And so you can |
| 1:28.8 | reduce that amount. You should reduce it. And then wait for the bill that's going to come from the IRS. |
| 1:34.7 | And believe me, it will come and then pay it then. That will buy you a little bit of time. |
| 1:40.3 | Welcome back to So Money, everybody. My guest today is somebody that I personally adore, |
... |
Please login to see the full transcript.
Disclaimer: The podcast and artwork embedded on this page are from Farnoosh Torabi, and are the property of its owner and not affiliated with or endorsed by Tapesearch.
Generated transcripts are the property of Farnoosh Torabi and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.
Copyright © Tapesearch 2026.