Get Rich Education is brought to you by Ridge Lending Group, apartment investor mastery, and whitehold interest rates have been on the rise,

and we've got more signs than ever that they could soon rise even higher. And for a credit-based

asset like real estate, that's obviously got some major implications for you. Macro Watch's

Richard Duncan is going to be here to provide some interest rate predictions and

perspective for you in just a bit here. Since your mortgage is your greatest expense as a cash

flowing real estate investor, your cash flow pinch is obvious in a higher interest rate

environment. That is a bad sign for you.

In the shorter term, there's just no doubt about it.

In fact, since a year ago, rates are up one half of one percent or so.

They're still so low historically.

I check rates at MortgagesNewsdaily.com, by the way.

Now, if you think that 30-year fixed-rate mortgages are going to be, say, 7% in four years, well, then you probably want to buy as soon as you can. But over the intermediate to longer

term, think about what these higher interest rates do to your tenant pool.

Okay, so in the short term, it hurts you on your purchases.

But over the longer term, with lower home affordability due to these higher interest rates, there is a certain lag effect, but that means that your tenant pool will soon increase.

So with this greater rental demand at the same supply,

your rent income increases. Now, most people understand that, but what do higher interest rates

mean to housing values? Now, this is something that fewer people understand.

Higher interest rates often mean higher housing prices.

How can that possibly be true?

That seems like a complete paradox.

Higher interest rates mean higher housing prices?

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