Hi everyone and welcome back to Money Girls Quick and Dirty Tips for a richer life.

I'm Laura Adams. If you're like most people, you don't leave home without your mobile technology.

If you have a smartphone or an iPad, you can download very inexpensive or free mobile applications or apps designed for your type of device.

Need to track your budget on the go? There's an app for that.

Want to find a coupon while you're shopping? Oh yes, there's an app for that too.

In this podcast, I'll tell you about a few of the most popular personal finance apps,

what they do, how much they cost, and how to use them wisely.

I'll start by talking about two excellent financial apps that do something called

Account Aggregation.

If you're not familiar with Account Aggregation, it's a technology that collects the data from your various online accounts and reports it in one place.

It automatically pulls up to the minute transactions from websites where you're already registered, such as

your bank, credit card, brokerage, or auto lender, for example.

Aggregation is really handy because it eliminates the need for you to log into multiple online accounts to see your transactions and balances.

Instead, you can see everything you need on one screen.

One of the best aggregation apps is from mint.com. Once you create a free

account at mint you can download their free mobile app for the iPhone, iPod touch,

iPad or for Android.

The app gives you real-time balances and transaction details for each of your accounts.

It shows how much you've spent in each spending category that you set up so you know how much money is

left in your budget. You can see the performance of your online investments and even

add other assets like your home or car value to get a picture of your real-time net worth.

The app sinks with your online mint account so you can use both the app and the

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