Everyone's money situation looks different, but there's one universal question that people ask all the time,

regardless of their financial background. How do I stop overspending? Well, today I'm going to share

16 quick ways to stop throwing your money away. Now make sure to like, subscribe, and share this video with a friend.

Okay, listen, spending money, first and foremost, it is not bad.

I feel like some people hear spending money and they're like, oh my gosh, it's terrible.

Now, if you don't have the money to spend, yeah, not so great.

But spending money in general is fine.

Like, we have to spend money to survive. And if you have surplus, if you have margin,

you can spend on things that you want. But it's this problem of spending when we don't need to,

right? And it is just like gathering all these wants. We don't want that to be a practice in our

life. And you want to make sure that you have the money to actually spend. Now, if you have a

tip beyond what we talk about today, make sure leave it in the comments.

All right. We're going to go quick here. You ready? Number one, tips for not overspending.

Identify your spending tendency. So it's always good to know who you are when it comes to

spending. So are you a natural spender? If so, maybe a little caution around spending.

Are you a saver? Do you prioritize

buying quality things or quantity? Do you like a bunch of things, right? So just knowing how you

actually spend and why you spend is really helpful, especially for tip number two. You want to

create a budget. So this is going to help you not overspend.

So you do a monthly budget.

Have your income at the top, list out all of your expenses, including giving and saving,

put dollar amounts next to everything. And the goal is your income minus all of those expenses and giving and saving should equal zero.

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