159- How Cindy Zuniga Paid Off $215,000 of Debt in 48 Months
Journey To Launch
Jamila Souffrant
4.9 • 1.7K Ratings
🗓️ 10 June 2020
⏱️ 52 minutes
🧾️ Download transcript
Summary
Cindy Zuniga went to law school to make an impact in her community. After three years in law school and $215,000 of debt later, Cindy realized the real cost of her decision. Her first year out of school she paid $24,000 towards her student loans. However, only $4,000 went towards her loan's principal balance.
So where did the other $20,000 go, you ask? To pay just the interest on her loan.
That's when Cindy said enough is enough and devised a plan to pay off all of her debt in 48 months.
Check out this week's episode where Cindy shares how she paid off $215,000 in 48 months and kept her expenses low while living in New York.
In this episode you will learn:
- What to consider before taking out student loans for a degree
- How to educate yourself and your family about student loan debt
- 3 reasons to refinance your student loans
- How to stick to your financial goals in any environment
- Tips for talking about finances with your partner
- How to lower your expenses, save money, and more
Other related blog posts/links mentioned in this episode:
Get the Free Journeyer Jump Start Guide here.
Check out the other tools that help me with my finances and business here.
Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.
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Transcript
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| 0:00.0 | You're listening to the Journey to Launch Podcast. |
| 0:04.0 | How Cindy Zuniga paid off $215,000 of debt in 48 months. |
| 0:10.0 | T-minous 10 seconds. |
| 0:12.0 | Welcome to the Journey to Launch Podcast. T-minus minus 10 seconds. |
| 0:13.0 | Welcome to the Journey to Launch Podcast |
| 0:15.0 | with your host, |
| 0:16.0 | Jamila Sufrant, as a muddy expert who walks her talk. |
| 0:20.0 | She helps brave journeyers like you, |
| 0:22.0 | get out of debt, save, invest, and build real well. |
| 0:27.2 | Join her on the journey to launch to financial freedom in... |
| 0:30.5 | Five, four, three, two, one. in five four three two one |
| 0:39.7 | hey hey journeyers it's chila. Welcome to the podcast. |
| 0:43.5 | I'm really excited for you to be here with me |
| 0:45.3 | as I always am every single week. |
| 0:48.2 | I am interviewing on today's podcast, |
| 0:50.6 | Cindy Zuniga of Zero-based budget, who get this, she paid off $215,000 of debt in 48 months. |
| 1:00.3 | Now Cindy is a lawyer, so I always find these stories so for me, inspiring, hence why I have her on the podcast. |
| 1:08.0 | But sometimes I understand why people can look at that and be like, well, she's a lawyer. |
| 1:12.0 | She's earning so much money, she should be able to pay off a |
| 1:14.5 | million dollars in a day right like I get it I get the sometimes the suspicion about |
| 1:20.3 | it all but I want you to hear regardless if you are a lawyer or not someone who's |
| 1:25.0 | earning six figures or not I want you to hear Sydney's story because what I love about |
... |
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