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Journey To Launch

152- Switching Careers from Corporate to Coding & Paying off $57,000 of Debt in 2 1/2 Years w/ Carmen Perez

Journey To Launch

Jamila Souffrant

Business, Investing

4.91.7K Ratings

🗓️ 29 April 2020

⏱️ 64 minutes

🧾️ Download transcript

Summary

On this week's episode of the podcast I'm talking to Carmen Perez who had to face the truth about her credit and finances when she was sued over her student loan. She then hustled to pay off $57,000 of debt in a little over 2 ½ years and with a background in finance and a six-figure salary to match, Carmen went from being a "Wall Street dropout" to a woman who codes.

Besides being a successful software engineer, Carmen is also the creator of Make Real Cents, a blog dedicated to helping people achieve financial greatness by teaching them about personal finance. In this week's Journey to Launch podcast, you'll learn what tools Carmen used to get her personal finances in order, pivot in her career, and go to coding school for free. 

In this episode you'll learn:

  • Steps you can take to get your financial house in order
  • What is zero-based budgeting and why you need a budget
  • Several ways to pay off debt
  • How to make a pivot in your career
  • Ways to get your education for free, and so much more

Check out today's sponsor of the podcast Empower. Save more with Empower plus get $5 when you use the code JOURNEY at sign up.

Other related blog posts/links mentioned in this episode:

If you liked this episode you might love, Episode 85 – The Colors of FI- Roundtable Chat on Financial Independence, which also features Carmen and others in the financial independence space.

Also, check out: 

Episode 128- Self Education and Ultralearning as a Means to Reach Your Financial Goals & More with Scott Young

Other podcast episodes about alternative careers and education.

Get the Free Journeyer Jump Start Guide here.

Check out the other tools that help me with my finances and business here.

Check out the Journey To Launch Podcast index here which categorizes all of the Journey To Launch podcast episodes by subject. Now you can binge on your favorite topics or type of episode.

Join The Weekly Newsletter List

Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast!

Watch me on News12  Watch my latest segments on News12

YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link.

Connect with Carmen:

Website

Instagram: @MakeRealCents

Twitter: @MakeRealCents

Facebook: @MakeRealCents

Connect with me:

Instagram: @journeytolaunch

Twitter: @JourneyToLaunch

Facebook: Journey To Launch

Join the private Facebook Group

Join The Money Launch Club 

Jumpstart Guide

Transcript

Click on a timestamp to play from that location

0:00.0

You're listening to the Journey to Launch Podcast, how Carmen Perez paid off $57,000 of

0:06.8

debt in two and a half years and switched careers from corporate to coding.

0:11.8

T-minous 10 seconds. from corporate to coding. Welcome to the Journey to Launch Podcast

0:17.0

with your host Janila Sufrant

0:19.0

as a muddy expert who walks her talk.

0:21.0

She helps brave journeyers like you, get out of debt, save, invest, and build real well.

0:28.0

Join her on the journey to launch to financial freedom in...

0:32.0

Five, four, three... to launch to financial freedom in five four three two one

0:38.0

Hey hey journiers I am as I always am excited for you to be joining us today. So whether you're

0:48.8

new or a returning journeyer, I think you're going to really love this story. Before we hop into the

0:55.2

episode let me tell you about today's sponsor of the podcast Empower. I know how much work it is to

1:01.6

juggle career, family, and money management.

1:04.2

Look, I get it. As a full-time entrepreneur with three small kids, a husband, and me trying to

1:09.6

keep up my friendships, working out, and staying healthy.

1:12.8

Your girl is tired.

1:14.3

Plus, let's not even add on the craziness

1:16.7

of the financial markets right now.

1:18.4

H-T-T-Tired and over it.

1:21.3

Empower, that's EMPO-W-E-R, is an awesome app that gives you back your valuable time by making

1:28.6

money management and saving the easiest thing you do all day while allowing you to take more control over your financial future.

1:36.0

So raise your hand if you like to save more without lifting a finger.

1:40.0

It's more important now than ever to find ways to save and Empower helps you do just that.

...

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