To say that Kathy from Baby Boomer Super Saver had a difficult journey ahead of her is an understatement. She was $70,000 in credit card debt, with a big mortgage, and a spouse that had a medical emergency. So how did she make her way to the millionaire retirement level? Through financial management communities like the FIRE movement, she was able to correct her spending faults, earn more, and invest most of her income into retirement accounts. Kathy put in the work to change her mindset about money as a whole, and reach for abundance instead of just survival. Now, Kathy teaches others how they can reach their retirement goals (even if they’re behind where they want to be) on her Baby Boomer Super Saver blog. Whether you’re just starting your career, or are a few years away from retirement, Kathy has some incredible tips on money management, maxing out retirement contributions, and being intentional with your money and your journey. In This Episode We Cover How to reach your retirement goals even if you start later in life Snowballing your debt so you can save more Changing your financial mindset to get where you need to be The 2 key ways to get your retirement savings up How catchup contribution accounts like the 457b plan can accelerate your investing Being intentional with your money while lining up your saving/investing with your values The importance of educating yourself and not relying entirely on others for financial advice And SO much more! Links from the Show BiggerPockets Money Facebook Group BiggerPockets Forums Dave Ramsey BiggerPockets Money Podcast 18 with Mad Fientist Check the full show notes here: https://www.biggerpockets.com/moneyshow152 Learn more about your ad choices. Visit megaphone.fm/adchoices