150: From Childhood Homelessness to Financially Confident with Cristina Livadary

BiggerPockets Money Podcast

BiggerPockets

Investing, Education, Business

4.6 • 2.9K Ratings

🗓️ 9 November 2020

⏱️ 66 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Cristina Livadary immigrated to the US when she was 6, and less than a year later, her father left, leaving her stranded with her mother and sister. She didn't speak the language, had no money, and lived in hotels until her mother was able to find steady work as a chef. She grew up without much in the way of financial education, but did secure a water polo scholarship to Bucknell. Until a rotator cuff injury lost her the funding at the beginning of her third year. She left college with $100,000 in student loans and a burning desire to find a high paying job to live out her Carrie Bradshaw dreams of living in NYC. She spent two years in New York, working hard and spending harder. She moved to LA to run a division covering California and Hawaii, and decided she needed to make a big change. Cristina stopped spending lavishly on things that didn't matter, started focusing on what made her happy, and now helps others manage their finances to get money out of the way and live their best lives. Links from the Show BiggerPockets Money Facebook Group BiggerPockets Forums BiggerPockets Money Podcast 55 with Kristy and Bryce BiggerPockets Money Podcast 55.5 with Kristy and Bryce Check the full show notes here: https://www.biggerpockets.com/moneyshow150 Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0	Welcome to the Bigger Pocket's Money Podcast, show number 150, where we interview Christina Lividary and hear how she went from homeless to certified financial planner on her way to financial independence.
0:12.0	I like spreading everything out,
0:14.4	and I just want the highest probability
0:18.3	to reach my highest goals.
0:20.5	And how you do that is you stay diversified, you don't pay a lot of fees and you minimize taxes.
0:27.0	Hello, hello, hello, my name is Mindy Jensen and with me as always is my amazing co-host Scott Trench. Oh that was a corny intro but we didn't
0:37.2	coordinate it all Mindy. Scott and I are here to make financial independence less than Gary.
0:45.0	Less just for somebody else and show you that by following the proven path, you can put yourself
0:50.0	on the road to early financial freedom and get money out of the way so you can lead your best life.
0:54.0	That's right. Whether you want to retire early and travel the world, go on to make big time investments
0:57.8	in assets like real estate or start your own business or just go and buy that first home that's really important to you.
1:03.8	We'll help you build a position capable of launching yourself towards those dreams. Scott, I am super excited to have Christina on the show today because she came from a fairly tough background and had to work really hard to get where she is today.
1:25.0	And, you know, there's a lot of people who start off with a position of weakness
1:32.0	and are able to push themselves forward, really pull themselves up by their
1:38.4	bootstraps, and everything that Christina has is because of her hard work and which just makes it even more
1:44.8	valuable in my opinion. Yeah you can tell that she's just a really special person
1:50.9	you know division one athlete with college, you know, Division I athlete with college scholarship, you know, went to really, really
1:55.9	good school there, really high income earner, learned lots of painful financial lessons and
2:01.6	is really seems to be coming together here but it's just
2:05.2	amazing to see what she's been capable of doing over the course of her career and you have no
2:10.4	doubt that she's going to be very successful with her new business and off to the
2:14.5	racist towards Vai in a big way over the next couple of years.
	...

Please login to see the full transcript.

Previous episode | Next episode

Disclaimer: The podcast and artwork embedded on this page are from BiggerPockets, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of BiggerPockets and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.