No matter how frugal or good you are sticking to a budget, no one is immune from impulse spending from time to time.

But the more you give in, the more harmful impulse purchases could be to your finances.

Spending more than you can afford or just buying things you don't really

need can become a bad habit that's difficult to stop. Overspending is a common barrier to achieving

essential financial goals, like investing at least 10% of your gross income for retirement

and building a healthy emergency fund.

Instead of caving to impulses, develop strategies that stand in the way between the compulsion

to spend and buying something you probably don't need. This podcast will review 15 tips

to resist impulse spending so you can save more money. Welcome back. I appreciate you

joining me for Money Girl episode 904. I'm Laura Adams, an award-winning author, on-camera spokesperson,

money speaker, founder of the MoneyStack. That's my substack newsletter and host of Money Girl

with over 43 million downloads.

If you enjoy the content we love creating for you here, please take a moment to rate and review

the show in your podcast app. And if you have a question about money, you can leave it on our

voicemail at 302-364.0308. You can also visit laura d adams.com to email me directly. And that's where you can

learn more about my books, courses, and the free MoneyStack newsletter. All right, let's talk about

that impulse spending. We're going to talk about 15 strategies that you can use to kill those

impulse purchases. And I use many of these regularly. So, you know, I'm bringing these to you

from experience. So the first way to stop impulse spending is to shop with a list. Whether you're shopping for groceries,

holiday gifts, or clothes, have a list of what you really, really need, and challenge yourself

to stick to it. You know, you're always going to find something you didn't know that you wanted,

but having a planned list will keep you focused. That way, you're less likely

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