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Retirement Planning Education, with Andy Panko

#146 – Retirement planner chat, with Mark Rosinski from Dunes Financial

Retirement Planning Education, with Andy Panko

Andy Panko

Annuities, Taxes, Ira, Retirement Planning, Social Security, Roth Ira, 401k, Pension, Investing, Financial Planning, Roth Conversion, Tax Planning, Education

2.4671 Ratings

🗓️ 10 April 2025

⏱️ 58 minutes

🧾️ Download transcript

Summary

Andy chats with fellow retirement planner Mark Rosinski, CFP®, CPA from Dunes Financial. In this episode they talk about a wide array of retirement planning topics such as tax planning, distribution strategies, investing, annuities, long-term care insurance, how to know when people have enough to retire, what consumers often overlook in retirement planning and much more! Links in this episode: Mark's advisory company website - Dunes Financial https://www.kitces.com/Wade Pfau - Retirement Pl...

Transcript

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0:00.0

It's about time to have another retirement planner chat where this week I'm joined by Mark Rizinski from Dunes Financial in this the 146th episode, the Retirement Planning Education Podcast.

0:13.6

Welcome to the Retirement Planning Education Podcast, where you can learn all about IRAs and Roth IRAs, employer retirement plans, taxes, social security, Medicare, portfolio withdrawal strategies, annuities, estate planning, and much more.

0:28.5

And now here's your host, Andy Panko.

0:31.2

Hello, all you fine folks. Thank you as always for listening.

0:34.3

Today is another retirement planner chat. I'm joined by my friend Mark Rizinski

0:38.8

from Dunes Financial based out of Indiana. He's office is located in Indiana, but can work

0:44.8

with people virtually, as can most, if not all of the advisor folk retirement planner folk I have

0:50.5

I've had on so far. Mark and I, I've known him for a while for years at this point,

0:55.4

through virtual means and advisor networks and stuff. I met him in person this past, what was it,

1:01.0

I guess two months ago, last month. He and I were at a little conference thing in Kansas City.

1:06.3

Really good conference. You'll hear me talk a little more about that in the episode with him,

1:10.3

so I won't

1:11.0

bore you with the rest of the details. But great chat. I'm looking forward to sharing my talk

1:16.5

with Mark with you all in a few moments here. A couple things. First, my dad joke is, did you hear

1:23.7

about the restaurant on the moon? Great food, but no atmosphere.

1:29.1

I don't know if that's entirely accurate.

1:30.5

I think the moon does have some atmosphere.

1:32.5

I'm not a scientist.

1:33.9

I'm not Neil deGrasse Tyson, but I think, I don't think it's void of atmosphere.

1:37.7

I think it's just a lot less than here.

1:38.8

But who knows?

1:39.2

I can be wrong.

...

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