Hello everyone. This is Bola. I'm the founder and CEO of Clever Girl Finance and welcome to the Clever Girls No podcast.

So on today's episode I wanted to do a quick recording to talk through one of the big questions that I started to get, which is,

what do I do when I cannot pay my bills?

This is a really important topic, especially

in this season of what we're all going through as a result of this

global pandemic and so I wanted to provide you with some tips and also some

reassurance to help you get through this season if you find yourself in that situation where you're struggling to pay your bills,

you got laid off and you can't pay your bills, or you're worried about an upcoming layoff at your job.

So the first thing you want to do if you find yourself in that

position where you're worried about being able to pay your bills or you are unable to pay your bills right now

is you want to prioritize what's most important in your life so that you can live and

so that you can stay safe.

And that's food, housing, your core utilities, transportation, and things like that.

So that's really, really important.

And you also want to think about, number two, scaling back on your non-essential spending.

This is the critical part of being able to stay afloat during a season where your income is cut.

And essentially you want to focus on stretching your dollars.

So what can you do?

What do you have in your pantry that you can meal plan what you have to cut back with your

grocery spending? Can you switch from brand names to generic? What can you do without?

What are the things that you actually don't need at all in this season?

It's all about just looking at your spending right now and seeing where you can cut back to

...