So money is brought to you by CNAT, the site that shows how to navigate change all around us.

So money episode 1360, it is audience week and taking the hot seat is Andrea DeRude,

co-founder of Maui T Farm.

You're listening to So Money, with award-winning money guru Farnews Karabi.

Each day, in a 30-minute dose of financial inspiration from the world's top business minds,

authors, influencers, and from Farnews yourself.

Looking for ways to save on gas or double your double coupons? Sorry, you're in the wrong place,

seeking profound ways to live a richer, happier life. Welcome to So Money.

At least 10 to 15 years, I've been receiving some form of a paycheck once every two weeks.

I am able to contribute pre-tax dollars to a 401k or 403b, and so I'm wondering how now that I go

into accepting a paycheck from myself, just how to make that transition wisely given the ups and

downs of income that self-employed people can have. You're listening to So Money, everybody.

Hey, how's it going? You might be able to tell from my voice, I'm not feeling so great.

Know my friends, I have COVID. This is what it sounds like to have COVID and hosting a podcast.

From my bed, I have been binge-watching the dropout and drinking a lot of liquid. It started out as

a lot of lethargy. I was quite tired on Thursday evening. By Friday, it was the chills and coughing

and congestion. By Saturday, I was okay. I thought, you know, I was up and about. I thought I had

just the flu because all of the home tests, I took four, came back negative, but I went to finally

get a PCR test on Saturday, woke up Sunday morning, confirmed positive, got the text message that

it was indeed COVID, and that dry cough is now a wet cough, and as you can probably tell from

my voice, increased congestion. I'm hoping that over the next few days this will subside, but I'm

very fortunate. Pretty mild. Again, I just thought I had maybe a bad cold or a mild flu. I'm doubly

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