135- Your Student Loan Questions Answered: Refinancing, PSLF, Common Misconceptions, & More w/ David Carlson
Journey To Launch
Jamila Souffrant
4.9 • 1.7K Ratings
🗓️ 15 January 2020
⏱️ 46 minutes
🧾️ Download transcript
Summary
David Carlson is answering all your student loan questions on this week's episode of the Journey to Launch podcast. Previously featured in The Washington Post, The New York Times, Forbes, Slate, and NBC's KARE 11, David is a personal finance author and speaker.
In this week's episode, David is discussing the truth and misconceptions about student loan debt, loan forgiveness programs, debt consolidation and more.
In 2012, David launched his website Young Adult Money with a mission to help millennials earn more, save more, and live better lives. He recently started focusing on student loan debt because he and his wife had a combined balance of $100,000 after graduating college. David is on the path to becoming debt-free and is sharing his story and student loan debt advice with others along the way.
In this episode you will learn:
- Several misconceptions about student loans
- The truth about student loan refinancing
- The good, bad, and ugly about the Public Service Loan Forgiveness Program
- How taxes and forgiveness of loan debt are related
- The pros and cons to Parent Plus Loans, and more
Get a custom student loan payoff plan by clicking here and check out what my buddy Travis over at Student Loan Planner has to offer
Transcript
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| 0:00.0 | Monday Sidekick, the AI agent that knows you and your business, thinks ahead and takes action. |
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| 0:12.3 | Start a free trial today on Monday.com. |
| 0:15.5 | You're listening to the Journey to Launch podcast. |
| 0:19.4 | Your student loan questions answered. |
| 0:22.1 | Refinancing the public service loan forgiveness program, common misconceptions, and more with David Carlson. |
| 0:31.6 | Welcome to the Journey to Launch podcast with your host, Jamila Sufranz. |
| 0:36.2 | As a money expert who walks her talk she helps |
| 0:39.6 | brave journeyers like you get out of debt save invest and build real well join her on the |
| 0:47.1 | journey to launch to financial freedom in five four three two one Five, four, three, two, one. |
| 1:00.4 | Hey, hey, hey, journeyers. |
| 1:08.2 | I am back with another very educational and basically real world episode for you because I constantly get asked about student loans because so many of you |
| 1:13.7 | are dealing with paying off your current student loans and it's one of the things that have saddled |
| 1:19.9 | your ambitions in reaching some of the goals that you have right like so you may be paying off tons of |
| 1:27.0 | debt especially student loan |
| 1:28.6 | debt. And oftentimes your income is not supportive of the payment plan that you're currently on |
| 1:35.0 | or maybe the degree that you went for. You know, it was not what you had imagined. And so you're paying |
| 1:41.1 | off sometimes loans in a field that you're no longer even interested in or |
| 1:44.6 | working in. Sometimes you're even paying off debt and student loan debt on a degree that you didn't |
| 1:50.5 | finish. And so I know this is something that affects a lot of journeyers. And so I'm also always |
| 1:55.8 | looking for content that can help you with that. And so I'm excited to bring you this conversation |
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