Hello, Wine Ebers. My name is Jesse Meekham and this is podcast number 134 for you need a budget where we teach you four rules to help you stop living paycheck to paycheck, get out of debt, and save more money.

I'm going to be blunt today and do not intend to offend, but sometimes we'll get support

cases or we'll get,'ll see chatter on the forums and I'll have

someone that'll come in with just really a really crazy use case for Wienab and one for which we likely didn't design because it's so on the fringe.

These people I would urge to maybe reconsider going a little more mainstream in their financial

approach, something that Wyanab could support optimally.

Other times, people come into us using a very mainstream approach like

using a credit card. But as we've all discovered credit cards are not exactly

the simplest of financial instruments.

Their statement dates are confusing when transactions are entered versus when they

actually post can be different. they have lots of words on all their

statements that they send you, explaining all sorts of things, they're just not

that straightforward. As a matter of fact, they're so not straightforward that many people believe that they are playing

the credit card game as a savvy consumer and getting all these points and don't realize that

they're actually a month behind their money.

They're spending on the credit card in January what they earn in February, and that is not ideal.

We call it playing the float, and there's really nothing that's fun about it.

Maybe we shouldn't say playing, maybe we should say slave to the float or something like that.

Anyway, a lot of people don't even realize they're doing that and that may be because credit cards are naturally fairly complex.

So, Wienab is infamous for not handling credit cards as easily as we would like.

And we will fix that to make it easier.

But I think one reason that we've historically, not

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