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It's my pleasure to welcome you here to the Clark Howard Show on today's national holiday,

also known as my wife Lane's birthday, so excited to later today get to celebrate my wife's birthday with her.

And what we're all about here, our mission is serving you with advice and information that empowers you to make better financial decisions in your life.

And remember, we are in the midst of our 34th year of Clark's Christmas kids, where we

ask you to help us see that children in foster care have gifts to open Christmas morning,

gifts that they specifically asked for at a time that the adults in their lives, let

them down, we step up and step in to see that these kids have a Christmas somewhat like

other children are able to have. Just go to Clark's Christmasids.com. If you don't have time to go through

and pick out a child and pick out the gifts they want, we'll take a donation from you for any amount

of money. You know, I've had the fallout in questions from people about the big run-up and

property taxes in state after state across the country.

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