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The Clark Howard Podcast

12.06.24 Clark Answers His Critics on Clark Stinks / 401(k) Savings - 2025

The Clark Howard Podcast

Clark Howard

Investing, Entrepreneurship, Business

4.64.9K Ratings

🗓️ 6 December 2024

⏱️ 33 minutes

🧾️ Download transcript

Summary

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - some older workers have a new opportunity to sock more money away in their 401(k)s next year. Use our calculator at Clark.com to estimate how much your retirement accounts will grow over time.  Clark Stinks: Segments 1 & 2 401(k) Super Catch-Up Provision: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why I Think Medicare Advantage Plans Stink - Clark Howard The American College of Trust and Estate Counsel: ACTEC What To Do if Your Flight Is Delayed or Canceled Older Workers Can Now Supersize Their 401(k) Savings - WSJ 401(k) Calculator (Clark.com) Roth vs. Traditional 401(k): What's the Difference? What Is a Solo 401(k) and How Does It Work? 5 Sneaky Ways To Improve Your Credit Score Journal of the American Medical Association The New England Journal of Medicine | Research & Review The Lancet | The best science for better lives Mayo Clinic: Top-ranked Hospital in the Nation / Cleveland Clinic Clark's Christmas Kids 2024 Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Disclosure in Podcast Description: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

Turning an idea into a small business doesn't happen by accident. You need to be all in.

0:05.4

At constant contact, we have the digital marketing tools you need to get the word out, close the sale,

0:10.3

raise the funds and gather a community around this thing you've built. So let's do this together.

0:15.1

Let's send this, share this and shout this from the rooftops. Let's segment this, automate this,

0:20.2

and AI this for real results fast. Let's get out of this what we put rooftops. Let's segment this, automate this, and AI this for real results fast.

0:22.7

Let's get out of this what we put into this.

0:24.5

Let's build this. Let's grow this. Let's win this.

0:27.3

Get started today at constant contact.com.

0:32.0

Hey, want to hear a PC game pass advert?

0:34.7

I'll take your silence as a yes.

0:36.6

Want you games on day one like Call of Duty Black Ops 6 or Stalker 2?

0:40.3

I thought so.

0:41.3

How about unlocking all the League of Legends champions when you link your Riot Games account?

0:45.3

All for one low monthly price?

0:47.3

Well guess what?

0:48.3

We got you.

0:49.3

Learn more at Xbox.com slash PC Game Pass.

0:52.3

Stalker 2 available November 20th, 2024.

0:54.6

Game catalog varies by region and overtime.

0:56.9

And yeah, that's the end of the script.

1:04.9

I'm so glad you're with us today on the Clark Howard Show.

1:08.5

You know, our mission is to serve you with advice and information

...

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