Five tips to improve your credit score right now. My general philosophy when it comes to real

estate investing is that credit scores are not a big deal and not as big a deal if people make

them out to be. If you're holding back on reaching your real estate goals because of a credit

score, I think that's a huge mistake. There are so many ways to work around a low credit score. However, it's true that a higher credit

score can benefit you in a number of ways. The higher your score, the easier it is to qualify

for loans, get access to the best rates, the best terms. So if you're looking to approve your

credit score, this video is for you. I'm going to share five specific ways that you can boost your score. So let's get into it. Number one, first up,

make sure you're paying all of your bills on time. This should be a given, of course, right?

Probably sitting there saying, no, duh. But your payment history makes up a large portion of your credit

score. In fact, one of the largest portions of your credit

score. Recent and frequent late payments will ding your score. So make sure you're not missing

any due dates while we're trying to fix your credit score. Okay. If this is a pain point for you,

you're going to need to put together some sort of a calendar or a system to keep you on track.

You could set up a reminder, a recurring reminder on your

calendar of choice, your Google Calendar, your fantastical calendar, whatever you use. Set reminders.

Number two, educate yourself about the components of a credit score, as well as the details on

your specific credit report. Do not do what I used to do. Okay. This is hard for me to admit that back in the

day, I didn't want to pull my credit score. Okay, I didn't want to do it because I was afraid of what I was

going to find. I had a really bad credit score at one point. I had some overdue late-paying bills,

and it just was bad. Okay. Don't do that. You need to know what your credit report says, okay?

Get a print out of it. Do you know which factors and measurements are impacting your score?

If not, you need to set aside some time to educate yourself. Listen, I can give you some tough love,

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