Welcome into the investing in real estate show. I'm Clayton Morris. So glad to have you here.

This is the show where we help to make you a more intelligent real estate investor, no matter where you are in your journey at the beginning or more advanced.

Today is our Q&A episode where we answer three questions from three of you

with finance, real estate related questions. It doesn't matter. And we will do my, you know,

my attempt to try to answer those questions at the best of my ability. You can ask me a question

if you'd like by going to our website. Just go to morrisinvest.com slash Clayton.

Go to Morrisinvest.com slash Clayton. and there you will leave us a 30 second voicemail message. Okay, so our first message today is from Jordan. Take it away, Jordan.

Hi, Clayton. Jordan here from Pensacola, Florida. I've got a question for you about owning a home versus renting.

I've heard you say several times that owning a home is not ideal because it's not a

performing asset and that you should have the rental properties that you own pay for your place to stay.

My question you is this.

Is it not the best way to live in a place is to actually own that home and involve a line of credit like a he lock so that you can buy more rentals as opposed to only renting and never really having any

equity in a property, therefore not being able to utilize a line of credit on your rental because

you don't own it. I hope that makes sense. I hope to hear from me soon. Thank you, sir.

Thank you, Jordan. Great question. I mean, it's a question I get an awful lot. And there's

different ways to look at this.

So Jordan's question is about owning a home versus renting it. And I appreciate that.

Look, we've been spoon-fed this idea of the American dream, right? This idea of buying a house to live in.

That that somehow brings us closer to some sort of American dream. But the problem is, and Jordan's question,

hits on it perfectly, is the down payment question. So what Jordan's hoping for is obviously

using the equity in the home eventually as a home equity line of credit and then going out

and buying other additional rental properties. Okay. There's just a flaw in

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