114: Why Budgeting Doesn’t Work (and what to do instead) with Jill Sirianni

Struggle Care

KC Davis

Self-improvement, Education

4.8 • 750 Ratings

🗓️ 7 October 2024

⏱️ 53 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

I have an honest confession to make. I am a terrible budgeter, but I’m a world-class financial goldfish. In this episode, I’ll explain my “financial goldfish” status and budgeting for our neurodiverse brains. I’m joined by Jill Sirianni, host of the Frugal Friends Podcast. If you’re like me, and budgeting just doesn’t work for you, you’ll learn a lot from our conversation. Join us! Show Highlights: Characteristics of a financial goldfish Budgets–the diet of the financial landscape (and they don’t work any more than diets do for most people) Top reasons we fall victim to impulse buying The myth of “Wants vs. Needs” The downfalls of typical antiquated budgeting Creativity in meeting needs without spending Jill’s 90-day transaction inventory Helpful online tools A moral problem vs. a systemic problem KC’s helpful hack to be more thoughtful before spending impulsively (like late-night DoorDash) Jill’s tips for creating a pause before spending: keep a list and buy second-hand Understanding the marketing behind sales Making choices about your behavior today that may not align with spending habits held up as the “standard” Understanding values-based spending In finances, one size does NOT fit all. Resources and Links: Connect with Jill Sirianni and Frugal Friends: Frugal Friends Podcast and Buy What You Love Without Going Broke book by Jen Smith and Jill Sirianni (pre-order now!) Connect with KC: Website, TikTok, Instagram, and Facebook Get KC’s book, How to Keep House While Drowning We love the sponsors that make this show possible! You can always find all the special deals and codes for all our current sponsors on our website: www.strugglecare.com/promo-codes. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0	The winter season can be tough for a lot of reasons, but one reason is sickness. All that dry air
0:05.2	can make your throat hurt. It can make you congested. It can make you just feel not your best.
0:11.0	For 125 years, VIX has been a trusted solution for relief when you need it the most. This wintertime
0:16.3	discomfort comes from all that dry air and the fact that humidity is very, very low. So keeping your indoor humidity
0:22.7	at 40 to 60% can help relieve those symptoms. Right now, everyone in my family has a stuffy nose,
0:28.2	congestion, coughing, dry nose, itchy skin, chapped lips, which is why we are running our VIX
0:34.9	humidifier. VIX is the only humidifier brand that offers a one, two,
0:38.7	three combination, a cough suppressant, menthol vapors, and hydrating mist, which provides powerful
0:44.1	relief from coughs, congestion, stuffy noses, and dry air discomfort so that you can breathe better,
0:48.9	feel better with VIX humidifiers. VIX is the number one brand recommended by pediatricians,
0:53.4	and VIX vipO is also the third
0:55.3	most recognized scent in the world. So we have really been using these really helpful. They're in my
1:01.3	room. They're in my kids' room. Find the Vix Cool Relief along with Vapo Steam and a variety of Vapo
1:06.2	pads on Amazon. There's a special offer on Amazon on the VIX Cool Relief Humidifier, where you can get
1:11.5	20% off your purchase. So go to Amazon.com and search VIX, V-U-L-600 Cool Relief Humidifier. It has a blue
1:19.0	tank with white in the center. Be sure to click the coupon to get the discount, and you need this
1:23.3	for wintertime comfort.
1:31.8	Hello, you sentient balls of stardust.
1:35.8	Welcome to Struggle Care, the podcast where we talk about anything, everything, mental health,
1:40.5	your well-being, and try to talk about, you know, ways to take care of ourselves that actually work and work for our brains.
1:42.9	I'm your host, Casey Davis, and I'm here with Jill
1:45.5	Siriani, who is the host of the podcast, Frugal Friends, and we're going to talk about budgeting
	...

Please login to see the full transcript.

Previous episode | Next episode

Disclaimer: The podcast and artwork embedded on this page are from KC Davis, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of KC Davis and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.