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Investing in Real Estate with Clayton Morris | Investing for Beginners

1139: Q&A: Can I Own Rental Real Estate Inside a Self-Directed 401k? - Episode 1139

Investing in Real Estate with Clayton Morris | Investing for Beginners

Clayton Morris

How To, News, Education, Business News, Business, Investing

4.41.1K Ratings

🗓️ 17 March 2025

⏱️ 10 minutes

🧾️ Download transcript

Summary

Can you own rental real estate inside a retirement account like a self-directed 401k? On this episode of Investing in Real Estate, I'm answering this question—and more!

Today's Q&A episode features three of your great questions on buying real estate inside a self-directed 401k, how to determine how much money you need to buy real estate investments, and how to decide between using cash or leverage.

Transcript

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0:00.0

Welcome, everybody, to the Investing in Real Estate Show. I'm Clayton Morris, long-time real estate investor, founder of the company called Morris Invest. We're a full-service rental real estate company where we build brand new construction properties and work with our clients, where they're able to get an amazing cash flowing property with financing

0:21.8

built in and add to their freedom number to build financial freedom through residential

0:26.5

real estate. We've been doing it for a number of years and we get a lot of questions in the

0:30.3

real estate space, you know, about taxes and financing and given the current environment

0:35.3

right now in the housing market. is it a good time to invest?

0:38.4

All of those questions.

0:39.3

So today is our Q&A episode where you are able to call in, leave us a voicemail question

0:43.6

by going to morrisinvest.com.

0:46.0

Click on the microphone icon on the right side of your screen and leave us a short voicemail message

0:50.7

and we will attempt to answer it here.

0:52.4

So we've got three questions from three of you and I will attempt to answer it here. So we've got three questions from three of you

0:55.1

and I will attempt to answer it here. So happy October 23rd, by the way. Yes, we're nearing the end of

1:02.1

near the end of the month here and it's feeling like Halloween time. It feels fantastic. All right,

1:06.5

let's dive into this first question here. Clayton, my question is about self-directed 401k, and can I own

1:16.3

rental real estate in a self-directed 401K? Thank you so much for that question. The answer is

1:26.0

absolutely, yes, you can, but it really, well, I should say it depends on your solo or, you know, your solo 401k provider. Okay. So your mileage may vary, but absolutely. And we work with at Morris Invest a lot of clients who use not only a self-directed IRA, but they use a self-directed 401K, a solo 401K, to buy real estate.

1:47.2

So our team can help you with that if you'd like.

1:49.4

Just book a call with our team.

1:50.6

It's totally free.

1:52.2

And we can help you walk through the differences of the 401k and the self-directed IRA.

1:57.9

So just go to MorrisInvest.com, there's a book a call button right there on the

2:01.7

screen. Just click that and we'll jump on the phone with you for 30 minutes and help you out with

...

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