This episode is brought to you by Krakhan.

Crypto is like finance, but different.

It doesn't care when you invest, trade or save, do it on weekends,

or at 5 a.m.

Or on Christmas Day, at 5 a.m. or on Christmas day at 5 a.m.

crypto is financed for everyone, everywhere all the time.

Visit crackin.com slash see what crypto can be to learn more

don't invest unless you're prepared to lose all the money you invest

this is a high-risk investment and you should not expect to be protected if something goes wrong It's my pleasure to welcome you here to the Clark Howard show. Our mission is to serve

you with information with knowledge that empowers you to make better financial decisions in your life.

In today's episode, it's been an age old debate, at least for Clarkies,

Costco versus Sam's Club. old debate at least for Clarkies,

Costco versus Sam's Club.

But this time, it's about gasoline based on a question,

a listener posed just a couple of weeks ago.

I've done some digging.

I've got the definitive answer about whose gas is better,

not cheaper, whose gas is better and why.

Also, are you expecting a raise next year where you work?

Well, some companies are gonna pick and choose, and'm going to tell you about what next year's

pictures like versus what we've had the last three and what you should do if your

employer decides n, not so much, no more raises for you. So we had this question

...