It's great to have you here on the Clark Howard Show. Our mission is to serve you with

knowledge that empowers you to make better financial decisions in your life.

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No games, no gimmicks, with signing up. So depending on where you live in the country, it's getting cold out there. That makes me think of one thing. What's going to cost us to heat our

homes this winter? And I've got some good news that barring some unexpected event in the world is really good

for your on my wallet.

and later, there's a game

some of the big auto insurers are playing now following an accident, I need to make sure

you know what's going on to protect your wallet in the aftermath of an accident.

So last year, and my TV work,

I did so many stories about doing everything

you could to mitigate the enormous increase in the cost of natural gas.

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