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Welcome to Radical Personal Finance. Question for today. Joshua, imagine your counseling a 40-year-old,

happily married man with no children. He's been financially responsible, has no debt, and a small

sole proprietor business that he labors in. He has no framework for thinking about investments

and has never done anything with his money but put it in a savings

account and buy a little silver. He needs to learn the basic terminology and get a lay of the

land so he can reflect on what type of person he wants to be in the future. Is he a whole market

index fund guy, a permanent portfolio guy? Should he fire? Should he do real estate buy and hold? Should he consider a new

business? Buy gold. What sources could he turn to if any of those tickle his fancy?

This question arose recently in the context of a conversation wherein I was discussing with

some friends and listeners of the show about the need for good

financial advice that is past entry level but yet not yet technical and the need for more

resources on this subject. Now if life were perfect and I were the brilliant producer that I

imagined myself sometimes to be, I would have written the book, I would have laid it out,

...